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Pensions, annuities & retirement planning
Archives for October 2008
Discussion List
Drawing my state pension
I can draw my state pension pension next year or leave until I need it as I will still be working. Do you advise I take it & save it myself if so what form of saving do you recommend please?
help needed on starting a saving inverstment or pension?
hi, want to start a pension but dont want to be tied to a system that i have to pay for even when i am not working, would like a system where i can pay as much or as little as i like that i cant touch for long periods of time and has high interest. Self employed so not in a position to pay for a pension on the months i do…
Pension Schemes - Transfer
Hi I am with the company pension scheme which is deemed a personal pension. I pay via salary scarifice and comany pay in too. The old scheme the company had is transfered into the same new personal pension but in a different pot (hope that makes sense). I have had the new scheme since Jan 2008. I am due to start a new job…
retirement in 4 years hopefully !!!
I have a mixed bag of pensions from previous employments; civil service which will pay out when I'm 60 ,-plus stakeholder, company private pension & personal pension from contracting out of SERPS. I'm now on a low wage & unable to contribute to any pension at all. Should I put my legacy pensions except civil service into a…
Transfer of a piffling pension?
Hi, I'd welcome any advice on this little matter :A My previous employer and I both made contributions into a stakeholder pension scheme for around a year. This was the first pension fund I'd had - it was with Legal&General - and I then changed employers about 4 months ago. My new employer also has a stakeholder pension…
Help- higher tax payer looking for a pension!
Hi. Can anyone help me. I've been advised to take a pension from my accountant as I'm a higher tax payer. I agree with her too, so now it's a case of finding a good one. I'm 42 and was looking into applying via Cavendish online to save the expense of an IFA. But which are good performers? I think Scotttish widows and…
Pension HELP HELP
Hiya Anyone out there that can give me some advice, my husband is self employed and he has just turned 30 he has been in a company pension since Nov 98 and left it in Dec 04. He didn't contribute to any pension scheme prior to that and since. We haven't a clue where to start in going about sorting out a pension for him.…
I'm doing it .... I am giving up work!!!
This may not be the best time economy wise to be giving up work but hey! If anyone could give me any helpful advice it would be lovely. I am 53 and I downsized from a full time, well paid job 4 years ago and went part time on a low income. We managed amazingly enough and I would say out lifestyle improved as a result.…
Savings
My mum is 78 and a widow and she is on a state pension, she gets her rent and community tax paid and she wants to know how much savings she can have before things change. Thanks for all your help in inadvance.:confused:
Pensions
My husband and I have a small Ltd electrical company and would like to start paying into a pension fund, payments coming from the company rather than our personal accounts, also helping to get down our corporation tax. Do we start a company pension fund or personal pensions taking into account that the monthly payments…
Which share dealing SIPP?
First of all, sorry for the length of this post. I've had an executive pension plan with Standard Life for over ten years and from it's performance I would have probably been better off keeping the money in a biscuit tin under the bed! I've also had a self select ISA for the past 3 years and have made a few pounds with it.…
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