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Over 50s MoneySaving
Archives for May 2017
Discussion List
Retire at 80? Might have no choice...
Or so the various bodies cited here claim. http://www.independent.co.uk/news/business/news/workers-retirement-age-80-global-pensions-time-bomb-rise-400-trillion-a7758051.html So what do people think - from sustainability of the triple lock to fundamental reality at a personal pension savings level - seems like these is a…
What monthly figure do you need in retirement ?
Can I ask please ? What monthly figure you need for retirement? I know this will be different for lots of people, but to have a nice retirement, which magazine says you need £40,000 per couple per year ! After the state pension and our small private pensions, we would still have to find a lot of money to have this amount.…
TV Ch4 Black Widow tonight.
The premier episode of Black Widow is on channel4 tonight. Part of the "Walter Presents" series. Is this the start of the series being broadcast weekly or is it a come on to get you interested and then watch on the box set catch up. It might be strange but we don't want to watch the box set. We like the weekly wait for the…
Best mobile phone for elderly mum
Hello, I desperately need recommendation for a mobile phone model for my elderly mum. Her vision is very poor and she is struggling to use touch screen for messages ,she says she cant see letters clearly. I need something with big buttons, but because she is living abroad alone an option to have Viber or Whats up is…
B & Q Diamond Club
B & Q do not offer exchanges to Diamond Club members they only offer refunds. My mum bought silk instead of matt and was told only a refund was allowed and she could purchase again next Wednesday to get the discount or buy today without the discount. There are also a lot of exclusions with Diamond as you are not allowed to…
Mobile phone contract ending soon- next steps?
I am about 6 weeks away from the end of my contract, though I need to check the exact date. I bought my first smart phone, an iPhone 5s nearly two years ago. I paid a sum upfront, and the rest of the cost of purchase is included in my monthly payment. I get unlimited calls and texts and more data than I normally use. I am…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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