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Over 50s MoneySaving
Archives for January 2017
Discussion List
Walk-in baths ...
... the ones advertised in weekend newspapers but never with a price. Typically you can fill and empty the bath which has a leakproof door. An elderly relative (73) is interested. He can't get in and out of the bath and is not interested in a replacement shower. He lives in an interwars suburban semi with his wife. Having…
N.I contributions for full pension
My wife was born in 1958 (shhh don't tell anybody) she has 27 years paid up N.I cons,including those added for raising our child. How many years do you now need for a full pension, is it 35? Don't say ring the Future Pension Centre as I just hung on the phone forever. Also she currently can buy/ makeup 4 missing years, do…
Is there a dedicated thread for wills?
Making baby steps with it this afternoon. My affairs are reasonably simple but I'd like to see how others have managed any complications - such as having inheritance swiped by rogue elements. Please point me in the right direction. TIA
Advice please
My husband and I have a buy to let property which is just coming to end of mortgage term. We are both 60 and I want to sell but not sure what to do with the profit. We can pay off mortgage on our home but would still have about £60k left. Hubby wants to buy property again but I do not. Is premium bonds a viable option??
New board guide on here
Is me ! You may recognise me from elsewhere on the forum where I already BG I'm reasonably low profile , delete spam email every etc in the background so nothing will change I'm replacing one of the existing BGs who is stepping down
Edf warm home discount £140!!
Warm Home Discount is now open The 2016/17 Warm Home Discount - Support Plus scheme is now open. It's £140, so don't miss out. If you are an EDF customer and on selected benefits then get appling! supportplus.edfenergyonline.co.uk
Hellooooooo.......is anybody there?
Evening all. Happy new year. Thought I would start a new thread with no real title, just somewhere we can meet for a virtual chat. Hope I don't end up talking to me self lol. Sitting up in bed disgusted and disappointed cos I forgot to put the electric blanket on and me kindle's flat lol. And I turned the heating off an…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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