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Over 50s MoneySaving
Archives for September 2004
Discussion List
Long term care insurance
Just a quickie, Does anyone have any info regarding LTC insurance i.e. providers and approximate costs. Any info would be of great help. Cheers thedoc
Small Stamp & Even Smaller State Pension
Just wondered if anyone can point me in the right direction go get more info with regards the national insurance small stamp (married women) and the pittance of state pension. My mum worked all her life, was advised to change to the small stamp and now finds her state pension entitlement is a pittance. I'm sure I saw…
Is it really that humorous?
Hi all I also lurk on the Age Concern Discussion Boards and occasionally contribute. Recently someone posted a humorous poem all about how his ISA had matured but he didn't know what to do with it and eventually it would have to go to pay the council tax. A lot of bitter laughter. I posted saying I had recently moved all…
sIMPLIFYING SAVINGS
Hi all First of all, many thanks to Martin - I have learned SO much from you!! I decided to simplify my savings. Heard someone on Radio 4 'Moneybox' recently (think it was Paul Lewis - any relation?) define savings and investments thus: Savings are up to 5 yrs, investments mid-to longer term i.e. 5 - 10 yrs. At 69 I can't…
Free Wills for over 55's
Cancer Research have a deal where they pay the solicitors bill for clients aged 55 or over who draft a will with a solicitor that has signed up to the scheme. There is no requirement to leave anything to charity & the scheme is called Cancer Research UK FreeWill Service. Their contact number is 0207 009 8833 the website…
Advice on flying wanted
I am flying with my gran to NZ in a few weeks time. She has a letter from the doctor stating that she is fine to fly but does suffer from high blood pressure. When should we make the airline aware and can this be used to our advantage in seating arrangements at all
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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