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Mortgages & endowments
Archives for February 2016
Discussion List
Re-mortgage - running out of options?
I have a mortgage with Santander - ends April - currently on 2.39% fixed - payment £845mth - term *11 years * - female * 59 * - property value approx £250,000+ £94,000 left to pay * Because of above two factors repayment never decreases more than £10 per re-mortgage. Are there any offers out there better than the one…
Mortgage on Maternity Leave
Myself and my husband are in the process of wanting to move house. We are wanting to buy a new build so have to wait until an offer has been accepted on our in order to reserve one of the houses. I am due to go on maternity leave in 9 weeks. Does anyone have any direct experience of applying for mortgages whilst being on…
Thoughts on this scenario
I will try and keep this brief but any input will be appreciated.. Me and my wife both have flats that we are selling, mine is going through really quickly (touch wood) but hers, for various reasons isn't. We planned to buy a house (which we have found) once both sold, but are fortunate that we can actually do it with just…
First time buyer but noddle says I only have a 2/5 rating!!
Hi, I am a first time buyer purchasing a £107000 property with a 10% deposit. I am worried that mortgage lenders won't approve me because after doing a credit check on noddle my score came back as 2/5 although I have never missed any payments or been in any debt. Has anybody had any experience with this that knows how…
2 year tracker or 5 year fix?
As I've mentioned in a previous post, my wife and I have a meeting with a mortgage advisor in the morning. I can't sleep thinking about it, hence my post at nearly 2 o'clock in the morning! We both feel it's such a big junction in our lives, that we want to make sure we are making the right decision. All along, my wife and…
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