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Mortgages & endowments
Archives for June 2011
Discussion List
Mortgage help please!
I have been renting a property since December and can't help but feel as though I am throwing money away! We have give our notice in as we have had loads of problems with the house and are due to move out on Friday and are now wondering what to do next? Continue to rent somewhere else or save for a mortgage? Me and my…
Could we be first time buyers (again)?
We first bought a house in 1999 and sold it in 2005, so we've been out of the property market for five years. Could we be considered as first time buyers again?
Let to Buy for a B&B
Hello, My wife and I own a property outright in London. We would like to move out of London and purchase a property that we will run as a Bed and Breakfast, up North. We've had the house in London valued at around £380 000, with a rental income of £500 per week. The properties we are looking at for the B&B - with enough…
Lots of Questions!
Hi I have got a feeling this is going to be long but I would be grateful if any of you could offer any comments/help: - We are currently on the SVR with our mortgage with C&G. We are looking to move soon and have decided to port our current mortgage and borrow the additional with C&G. I have spoken to a broker briefly who…
Overpayments vs. Term
Hi, I have been making a huge effort to pay down my mortgage lately and have been pretty successful. I am trying to build up as much equity as possible so we can move house. Mortgage repayment is £1,107.17 and I'm paying £1,750 - £2,000 so a hefty overpayment of circa £700 per month. I now have 21 years left on the term.…
Mortgage with unsecured loan !
Hi I have a mortgage consisting of a secured loan and unsecured loan. There is 20 years remainining with a balance of 61000 (secured) and 11000 (unsecured). I currently pay £394 (secured) and 73 (unsecured) each month (standard VBR of 4.78%). I've noticed the unsecured loan has barely gone down and I think all I'm really…
Re-mortgage questions & ING confusion!
Hi all, I am looking to re-mortgage for the first time and wondering what the process is. I'm currently with RBS and my deal has ended and I'm on SVR. The mortgage is in my sole name as hubby's credit rating wasn't great when we first took out our mortgage and didn't want to risk being declined. We would now like to…
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