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Porting a Mortgage
Hi Just wanted some help if possible. My mother currently lives 150 mile away and wants to move closer to me. Shes found a house near me and wanted to port her mortgage over to the new house. We thought this would be simple but i guess not. shes had an offer of 145k on her house. the one she wants to buy is 115k and she…
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Default notice ge money
Hi all i thought i had an overdraft with abbey they had taken it off me , santander which resulted in missing two mortgage payment's i can make good one one month , but will struggle again for next month , i did ask if i could go intrest only for a few months till i get back on overtime again to pay back, i was thinking of…
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Northern rock "together"
Hi, this is my first post so please go easy on me. I am looking for peoples views on my current mortgage situation... We have a Northern Rock together mortgage. Initially when enquiring about a mortgage we were told based on our incomes we could get a mortgage up to £136,000 which suprised us both. We found a house and had…
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Refused mortgage as changing jobs
Hi, I wonder if anyone has any advice. We're moving house because my husband is changing jobs - he's going from software into working for a church. I had thought we could transfer our existing mortgage, but Derbyshire Building Society won't make us a new offer because he's changing his field of work. So they won't make an…
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Boe king: Cut in deposit rate might be "useful supplement"
10:24 15Sep09 - BOE KING: CUT IN DEPOSIT RATE MAY PROMPT BANKS TO BUY ASSETS 10:24 15Sep09 - BOE KING: CUT IN DEPOSIT RATE MIGHT BE "USEFUL SUPPLEMENT"
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IT Contractor - Chances of Getting a Mortgage?
Hi, Im getting married next year and although we are in no rush to buy a house im starting to think we should at least be looking and see whats out there (mainly because of the drop in prices) Now this is the difficult part. My fiancee works full time. I have been an IT contractor with the same company for 4 years. My boss…
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New buyers - young couples
I was wondering if you would take the time to help me out Me and my fiance! are both 23 years of age and are looking to buy a house in Glasgow. I would really appreciate help on starting out....with this whole recession situation we do not want to end up being like most couple's who have to sell up because payments have…
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New buyers - young couple
Ignore ignore ignore
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charging order
i have 2 charging orders against me, house in joint names, can i still sell
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can i get a morgate?
hello everyone, my name is ryan. i would like to know can i get a morgate if i am not a british citizent? i have been in uk for the pass 11 years,iam working, paying tax,married, 2 childrens. i have 140k from selling property oversea and i would like to borrow 100k for buying 3 bedshouse. i am new to this sector please…
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RBS mortgage application nightmare
Hi, This is going to sound like a rant, I have been having no end of problems applying for a mortgage through RBS. I have been on the mortgage stage approaching two months, and I haven’t even got upto the property valuation stage yet. Here are the events thats happened 1) Applied for mortgaged through a RBS branch 2)…
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Traded Endowments
Help! Has anyone bought traded endowments sold as a package by Beale Dobie incorporating a loan provided by a building society and is now facing heavy losses or can anyone offer any advice?
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Borrowing 4 to 5 times salary
I know a couple of years ago the mortgage companies would have thrown the money at you, but things are a little different now. I need to borrow a larger mortgage than normal in order to buy out a x partner from my home. Are there any companies out there still that would consider lending 4 to 5 times my salary ? I have an…
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Halifax Fixed Mortgage: 10% overpayment question
I have a Halifax fixed rate mortgage that allows me to pay off a max of 10% per year and have been overpaying month on month since I took the mortgage out a few years ago. The amount I have been overpaying - I pay a fixed amount by standing order each month - is under the 10% range which means that come December I will…
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SVR verses New Deal dilema
I have just come out of a two year fixed rate (5.9%)buy to let mortgage and am now on SVR of 2.5% with Nationwide. Should I look for a new deal now or stay with Nationwide and its SVR for as long as the Bank of England rate stays low? :confused:
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Refused mortage- where now....?
Just looking for peoples advice or experience....Completely at a loss as to where to go now. Will give you quick basic background, me and fiance living together in a one bedroom flat(his mortgage) for 5 years. I got pregnant so we put flat on market to sell it and get somewhere bigger with a second bedroom. The flat…
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Mortgage agreed in principle with natwest
We used a broker to look for a mortgage, he found a 5 year fixed rate one with natwest (at 7.25%), however on the Natwest website there's a first time buyers special thats 5.99% also 5 year fixed rate and also requiring a 10% deposit. Does this mean the broker is a dud or are we missing something?
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Lending against a property to allow renovation??
Hi, Apologies for my earlier post that was very brief and not well written at all! I am hoping you can help, I am assisting a friend and his wife who doesn't use the internet (weirdos I know). The situation is that there is a property owned by him that has no mortgage but is in need of complete renovation. The property in…
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Changing mortgage
our fixed rate mortgage is up in november,we are with alliance and leicester if i find a better deal elsewhere would ther be a charge. also would there be a charge if i decided to stay with a&l and changed it from a fixed rate to an interest only for example.
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can i stay with existing mortgage provider now unemployed?
Our existing fixed rate with Nationwide building Soc. ends in Nov. At that time we will be put on the standard variable rate. We have not told the building soc that one of us (the main earner) is currently unemployed. I imagine that currently we would not be allowed to enter into a new fixed rate deal. If we tell our…
