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Deposit confusion!!
hi wondering if anyone knows if mortgages with less than 10% deposit are available? we have a house up for sale and hubby works for HBOS but although the deal on staff rate is ok they want a 10% deposit which is going to be difficult to get together as we wont even get half that in equity from our current house we have…
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Royal Bank of Scotland says it will not cut its SVR which is 4%
[EMAIL="F#@k/$g"]F#@k/$g[/EMAIL] thieves
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Raising Oppurtinities in Mortgage Sector
Hi All, You are invited to a FREE Career workshop organized by MyHLP.org for real estate and mortgage professionals. This is an invitation only workshop. What: Workshop on "How to build a business in Loan Modifications" When: Fri 13th Mar,2009 at 12:00 Noon Where: The Westin South Coast Plaza 686 anton boulevard Costa…
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Suggestions of fixed mortgage with overpayments
Please can anyone suggest a good fixed mortgage that allows generous overpayments each month (£600+). I have seen the nationwide 4.18% for a 2 year fix but wondered if there was anything else out there better. Any suggestions welcome.
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Can I pay my Mortgage using my Credit Card
Have been wondering if Mortgage lenders allow this. I pay my Mortgage every month and also have a Tesco Credit Card which I pay for all other purchases. I pay both religiously in full every month and on time, so I wouldnt incur any additional interest. If anything I would earn interest from the money sitting in my bank…
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Best way to improve LTV
My partner and I are on a fix rate with Nationwide that finishes in April. I reckon our LTV is just under 80%. As we won’t be able to get a decent fixed rate as our LTV is too high we’ll go onto Nationwide’s STV which will shortly be 2.5%. We already make regular overpayments of around £200 per month and soon we’ll be…
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Norwich Union
Hi there Just found your site - amazing stuff. Hope you don't mind me posting a question - any help is very gratefully received. We have a Norwich Union life policy originally taken out in 1991 with an endowment mortgage. Like so many others it has a big shortfall which we accept. We decided 18 months ago to surrender or…
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Royal Bank of Scotland Tracker - Overpay or Save???
hi there, I have just joined your forum today after having spent many evenings looking over your comments. I wondered if anyone could help, my husband and I bought our first house last October, house valued at £200k and we took a tracker mortgage with RBS for £171k. Things are great at the mo with our rate now about 1.6%…
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Nationwide doesn't want to keep me !
We have been with Nationwide for 12 years, our latest deal started 2 years ago when we took a 10 year fixed rate @ 5.34%. There is an early redemption charge of approx £7000. I am looking into remortgaging to a new deal, paying the early redemption fee where I can claw this back in 2 years or less with a lower rate (eg.…
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Should I complain about my IFA
Hi, I bought a flat at the end of October, I was recommended to take out a fixed rate deal by an IFA as he said interest rates look likely to rise. On the documentation it clearly says "we have recommended you take out this mortgage with the given terms". (they received commission aswell) Now rates have plummented I am…
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Mortgage Overpayments
Hello all, I've got two mortgages, one on a flat which I rent out, and one on a house which is the marital home. Since interests have tumbled, we have gone from just breaking even on the flat to making a clear £300 a month profit. I am contemplating reinvesting this money as mortgage overpayments, however I was wondering…
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Nationwide 5 yr fix Now or Wait?
I was geared up to take NW's 5 year fix at 4.88 then it went to 4.68 now back up to 4.98. They are sugessting going on to 3yr tracker at 3.08% and that I can switch to the 5 yr fix at anytime (for a fee). Basicly if I go on the tracker for 6mths I cover the extra fee. I would only do this if there is a good chance of the 5…
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deleted - duplicate
duplicate post deleted
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Choice - Nationwide 6.19% 5 yr fix or stay with NR SVR
We have a choice to make and fairly soon. I'd appreciate your thoughts. We are really having trouble deciding, in a complete conundrum. We have a current mortgage with Northern Rock, 379K outstanding. Our fix has expired and we are currently on their SVR (4.79% at the moment, no news on whether they will drop their rate…
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Can he force her to sell her share and move out?
[FONT="]My daughter's boyfriend has decided to end the relationship- they have been living together for 3.5 years and have been 1.5 years in their present home- they have bought this house together at 250000 and have a loan of £120,000 on a joint mortgage I think its tenants in common. He put down 70% of the deposit…
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NATIONWIDE cut base mortgae rate from 3pct to 2.5pct
09:16 06Mar09 Nationwide [NAT.UL] - Announcement NATIONWIDE BASE MORTGAGE RATE CUSTOMERS TO BENEFIT FROM FULL BASE RATE CUT 05/03/2009 Following the decision by the Monetary Policy Committee (MPC) to cut the Bank of England Base Rate, Nationwide Building Society today announces that it will decrease its Base Mortgage Rate…
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Standard Variable Rates
Hi there Does anyone know where I can find a list of all lenders current SVR's ? cheers IM
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So we don't hit 0%.
Mr King says it is unlikely…
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mortgage interest rate low pay some off
Just wondering as the interest rate is so low is it a good idea to pay some off? I'm not quite sure how it works. If the rate on the mortgage is say 3% (it's nationwide repayment) would I be better to pay some off now to save money if interest rates rise? ie save future interest rates on that amount? any notions please?
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mortgage for shared ownership
hi i don't know if anyone can help me. i am a first time buyer and looking to buy a shared ownership property. not all mortgage lenders provide these types of mortgages and i was wondering if anyone knew who did. i have a fairly good credit rating but have been turned down by nationwide, a lender that offers this type of…
