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Mortgage Help!!!
Myself and my fiance currently have an home starter mortgage with HSBC fixed at 4.99% for three years. This is ending in Feb 09. We were paying interest only on a 35 year mortgage of £115k, roughly £480 per month. This is a 100% mortgage. We currently have the house up for sale as we are looking to move so don't want to be…
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Nationwide cuts??
Hiya, Does anyone know when Nationwide will be changing there rates to be more competitive? Normally with Halifax rates. I heard that the 1st Dec but not sure. More trackers, fixed etc.... Cheers Paul
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Shared Ownership Dilema
I wonder if someone could help me i am just over two years into a 30 year Woolwich lifetime tracker for a 50% share in a 3 bed end terrace in b31 for £69995. I have recieved an email from the agency that owns the other 50% Stating "For a limited period only we are offering a 5% discount off the price of buying an extra…
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Mortgage Interest Benefit
I have read conflicting info on this.... If you have a joint mtg and one loses their income, does interest benefit kick in at 50% of the mortgage (up to the £100/175K limit) or is no benefit paid due to the other party still earning (around £24k with 1 child) Have purchased MPPI but just wanted to check this bit out Thanks
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www.shoes-100.com sell BREGUET watch, Supra shoes, Coach
Hey,friends Do you know shoes deal export co.itd??? Every businessman know it very much!!! Don't you know??? They are reliable and professional supplier.They can offer a lot of brand products in high qualities and at a low price. such as nike shoes,adidas,prada,gucci,bape,puma,timberland and so on. And they can also offer…
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Incorrect Britannia discharge fee
I have recently remortgaged and been charged a discharge fee of £75. My paperwork and the website says £125. Did I just get lucky or is there an explanation? The reason I'm asking is that I'm pursuing them hard for compensation for extra interest whilst they faffed about losing faxes (deliberate delaying tactics in my…
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Best Tracker... HSBC..Yes or No
HSBS are offering a tracker of 1.64 + Base rate at the moment. There is a fee of £800 with this. Is this the best tracker deal on the market at the moment and also are trackers considered by Money saving experts to be a good choice in the present enviroment. Thanks
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HSBC tracker
I was speaking with the mortgage advisor at HSBC yesterday afternoon and have been informed that their BOE+.99 lifetime tracker is to be pulled as of today ! Dont know what time, but last time they pulled rates it was arround lunch time. Good luck with getting forms signed in time etc etc In fact having checked the HSBC…
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Current best 3-5 year fix ?????
Hello, My fix rate Northern Rock mortgage runs out in May of next year. My property is worth approx £180k and my mortgage is £72k. I am looking to take out either a 3 year or 5 year fixed rate mortage and have a 20 year mortgage. I would also like to be able to pay extra off my mortgage should I be able to afford this. Has…
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Fixed Rate Renewal Options - Advice Appreciated
My current 4.79% fixed rate mortgage with the Halifax is due to end at the end of December 2008 and I have a couple of options available. I have already made the decision on getting another Fixed Rate Mortgage (I need the security of knowing exactly what each monthly payment will be) and I have currently narrowed it down…
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Northern Bank's Base Rate?
Hi, just a quick question - Can anyone confirm how closely the Northern's rate tracks the BOE's? They are the same at the minute, but are they always? Cheers.
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Remortgaging
We are coming to the end of our mortgage deal and were looking to remortgage, as our mortgage company have written to us and said that as from the end of January our payments will increase to 8.64%. We are currently on an interest only mortgage and want to revert back to repayment. We are currently with a subprime lender…
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mortgage rescue package
in his budget speech on monday, the chancellor said he was going to introduce a mortgage rescue scheme. he said this was for people who were stuggling with mortgage repayments and are in arrears, and the lenders are to give these people 3 months grace from paying there mortgage. i myself am in this situation therfore…
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Standard life SVR annoucement
Found this on standard life's website "Due to the expectation of a further Bank of England Rate reduction on 4 Dec 2008 Standard Life Bank, in line with some other banks, will be reviewing its interest rates for borrowers and savers following this decision. We will inform our customers of any changes to their rates at an…
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Egg Mortgage
I've heard nothing from Egg since the Bank of England slashed rates. All the other mortgage providers seem to have passed on at least some of the drop. Egg appear to be filling their pockets. Shame on them!:naughty:
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Lanz81, answer your PM
sorry folks...nothing to see here, move on please :) Regards Mailman
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Redemption error NR
Hi, I recently moved so I redemed my Northern Rock mortgage. They sent a redemption statement which my solicitor used to settle the mortgage. I received some cash from the sale which I used to pay off a loan. Two weeks later I received a letter saying that NR had forgotten to add on £1000 which I was due them to pay back…
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payment holiday
i rang bank of scotland for a payment holiday on monday and they said they would send the forms out as i havent recieved them i called them and they said i have not requested the forms so they did the man on the phone said he will action the holiday then said bye. is this right it dosent sound right to me:confused:
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mortgage for auction property
Hi I need to get an urgent mortgage for a property I'm thinking about buying at auction so need one fast! Is it best to try and remortgage my own property or apply for a new one and if so does anyone hav any advice as to here to go? Thanks!
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Natwest Offset Mortgage.
:mad: I received a letter from the NatWest Offset Mortgage team,telling me that NatWest are currently reviewing the drop in interest rates for the Offset mortgage and as of yet no desion has been made so the rates are staying as they are. This is really annoying as most of our friends have had anything between a £75.00 -…
