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Re-Mortgage - Property Deeds
When we remortgaged our home moving from one lender to another our original lender sent us our original property deeds with a letter thanking us for paying off our mortgage. Our new lender has never questioned us as to where our deeds are. We have continued paying our mortgage and have never contacted anyone about this we…
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Only 6 months to go on 25 year endowment
Oh well, it'll all soon be coming to an end I suppose....pity the finance world is in turmoil.... Took out endowmwnt almost 25 years ago to cover £22500 mortgage...the man said no problem....this little plan will clear that AND give you a handsome little bonus at the end..... then it went pear shaped.... wrote to Clerical…
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Brokers - Igroup update
One trickle of information after another from GE. Are they going or not. you decide!!! Secondly, i won't be recommending you so I'm not investing...I'm out.:rotfl: Dear intermediary The volatility in global and UK financial markets has become more intense over the last few weeks and we see this volatility continuing in the…
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How much mortgage should he be paying?
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Nationwide fee free products
Most of the Nationwide fee free mortgages to existing customers end on Friday. A fee of £299 will be payable rather than the standard £599 fee. There will be one two year fixed product available fee free. Glad I sorted my remortgage a couple of weeks ago.
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Interest Only Mortgages
Like many of the posters on here I come to the end of my current deal with Northern Rock on 1st Jan 09, and if I dont move, my payments will increase by around £100 pcm. I'm a bit a novice with this type of thing but really want to consider all options. I recently joined the Fire Service meaning my pay is at a probationary…
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New mortgage deal??
My tracker with Abbey finished 2 months ago,and I have been on SVR rate since . I have been offered a new deal with them with a fixed rate over 3 years,which is about 20% more than I was paying up until July, but about 10% less than I am paying now on SVR. If interest rates fall and I remain on SVR ,will my payments…
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Saving Plan to pay Mortgage?
We have a fixed rate mortgage until Nov 09.. Me and my partner were thinking, in this time of credit crunch and people cutting back, would it be best to use our savings to pay our mortgage? We have a lump sum (around £13,000) in Premium bonds but we thought of taking this out and putting into a high interest account (one…
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Warning! Selling endowment policies may cost you more than surrendering them!
I wanted to post this as a warning to enyone thinking of selling their endowment policy as opposed to surrendering it to their life company. In July I decided to surrender my endowment (with Pheonix Life) who had given me a surrender value of £23,088.00. On the 15th July, I got a quote to sell the policy for £23,573 which…
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Mortgage Express / BB
Hello everyone...need some advise... I am currently on a fixed term mortgage with Mortgage Express at 5.99% which expires by May 2009. According to the mortgage terms, it says after May 2009, I will go on to 2.05% plus the LIBOR rate....for the rest of the term... They also say ' Any changes to the interest rate charges…
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Northern Rock
I have a mortgage with Northern Rock and have just received a letter from them informing me that when my deal ends on 1 January 2009 I'll be transferred to their SVR which increases my payments by £200 a month. I've just started my own business having been on income support for the past 2.5 years due to splitting up with…
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svr
what do people think the highest the svr will go as next year when i need to remortgage i might have to go interest only not really what i want to do but at this current climate we all got to do things that will keep a roof over our head.
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Reason for Further Advance on Mortgage
Hi All I've been presented with a very viable business opportunity, for which I need to borrow some money against my house. If I call my mortgage company, and they ask me what its for - I fear that if I say I'm using it for a business opportunity, it will put them off lending me it. Is this a duty of care thing where they…
