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Mortgage-free wannabe
Archives for December 2018
Discussion List
Famof3's 10 year Challenge
Hi everyone, I've been a long long long time reader of this forum and also the Debt free forum. I have to admit it makes me feel uncomfortable to talk about finances, but i'm hoping that writing this thread and keeping track of my journey will help me open up a bit and help me keep on track of my journey as well as getting…
Eating the Frog
Hi all, I've lurked on and off for many years and seen some great successes and think now is a good time to write down my thoughts and let you all hold me to account. So a bit about me, there is me (35) oh (40) son (4) and daughter (1) in our little family. While childcare is expensive I don't find the day to day living…
Mortgage free or a bigger house?
Hi all For as long as I can remember I have always wanted to be financially comfortable with little to no burden. I have always had it in my head that I would be mortgage free before I am 45 and I am somewhat on track being 29 and having 16 years left on my mortgage. I would like to get your opinion on my current…
Southernman's two mortgage reduction journey
Hi all, I wanted to start this off more to motivate myself given the amount of secured debt i've lumbered myself with. I have been a part of the MFW forum for a few years now mainly as a lurker. I have a city centre flat which i rent out and have overpaid by about £300 a month. It was originally at £90,000 back in 2011 and…
Mortgage Free - Sort of !
A bit about myself 43 yrs old, Married both in good jobs (20 and 10 years service in each) and reasonably well paid 2 kids (9 and 5) I have an offset mortgage which is £ 65K oweing but I am fully offset and therefore don't pay a penny in interest. Am I classed as mortgage free or a wannabe ? I draw down the payments made…
Mortgage Money Worrier
Minefield, I entered it a little under 5 years ago, taking a 5 year fixed deal, on my own, at 32, I don't know which details should be kept private when discussing mortgages and my personal finances, but I'll figure that out as my quest to cure myself of this mortgage continues.... I'm quite a savvy shopper with a couple…
Giving it a go!
Hi all, The first and only time I posted was a week after my ex husband left me and I was in a right pickle emotionally and financially. I came here originally to ask for advice regarding a removal of borrower from my mortgage, and some people were really helpful. Unfortunately my mental health took a serious turn and I…
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