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Mortgage-free wannabe
Archives for June 2017
Discussion List
Mortgage/Re-mortage advice
Hi all, Any advice on the following would be much appreciated. I got my foot on the property ladder 2 years ago and at the soonest opportunity I began overpaying my mortgage. The mortgage I have is for the life of the mortgage and I can make whatever overpayments I wish without penalty. £111,680 is left of what I owe,…
Title Deeds
Hi, Just about to make my last mortgage payment ;) I assume Nationwide have the deeds, when I receive whats the most cost effective way of keeping them securely? Thanks in advance
My plan seems solid, any advice gratefully received :)
Hello, I had a plan and now it looks like it's finally coming to fruition. I'm SO close!! But please tell me if you can see any issues/mistakes/warnings I should be thinking of now.... I have been overpaying my mortgage by 50% each month for years now and really building up my ISA. Then in January I put my house on the…
Keeping track of my mortgage - turning a new leaf
Hello :) I want to start a fresh new diary to keep track of my mortgage and general everyday finances. And also to keep track of myself as I seem to be a bit all over the place mentally and when i used to keep a DFW diary in the past it really helped! I will start with some figures: Mortgage is £249,072 as at April…
Lump sum overpayments - best outcome?
Hi - my partner and I just bought a house and we have a mortgage which currently stands at £111000 at 1.54%. The length of the mortgage is 17.5 years. We have a very flexible tracker mortgage which enables us to make unlimited overpayments. We wish to make an overpayment of £11,000 this year. However, I'd like advice on…
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