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Mortgage-free wannabe
Archives for July 2010
Discussion List
when to remortgage?
I've been trying to work out when to remortgage and realised I really don't have a head for this. I don't expect anyone will want to get bogged down in calculations relating to my mortgage but perhaps someone can point out how I can compare projections, what calculations I should do and what parts of the equation I may…
Lump Sum Overpayment
Hi, does anyone know of a calculator that allows for lump sum overpayments, not regular ones? I would like to know for instance, what overpaying a lump sum of $90,000 would do to my term, overall interest payments and monthly repayment figure but can't find one. Thanks in advance.
Has anyone been able to overpay a Halifax mortgage using on-line banking?
Hi folks, Just as it says in the title - have a Halifax mortgage & Halifax bank acct but have been advised that I either need to call up telephone banking to overpay mortgage or I need to go into the branch - is this right or is there a way I can overpay on-line? Thanks for any advice
Overpay or reduce term?
Although there are some other posts on this subject I am still unsure about my mortgage and would welcome any advice on my situation. I took out a 30 year mortgage 2 years ago on a 5 year fixed rate at 5.54% and currently pay £573.72 a month. When my Annual mortgage statement came through in March my term remaining was 28…
Wow
Hello everybody!!;)
Homeowners (and savers) Wanted To Take Part In An Advert
Have you made a house a home? We’re looking for people who’ve made a property in to a desirable and happy place to live. We need locations to film, across Britain, to feature in a new advertisement for The Post Office. We can pay a fee, should you take part. Filming will take no more than a day, or two. Get in touch if…
Need some solid mortgage advice that could secure my future
Hello all Property 1 = Current family home - 5bed - (£315k+) Property 2 = Prospective new family home - 3bed (£?) Property 3 = Prospective new personal home - 1bed (£200+) My parents own a property 1 worth in the region of £315k+ I am getting married next year, and will likely have a deposit to buy a small flat by end of…
When overpaying, do you still save?
Hello, I've really 'enjoyed' overpaying in the sense that it saves so much in the long run and we try to pay off as much as possible. We still have a big mortgage and a long way to go and have a few grand saved up. I'm wondering if I should change my ways and have a set amount to overpay every month and putting the…
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