We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the
Community Noticeboard for more info. Thank you for your patience.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
MoneySaving mums
Archives for November 2018
Discussion List
Sending Money Abroad from UK: charges
This is about sending money to family abroad, from the UK. 1) For amounts over £5000 what is the cheapest way to transfer money to an Australian account of an adult child? 2) What is the situation for UK gift tax ? Do declaration forms have to be submitted to gov.uk? 3) I read a note that amounts over £3000 will incur gift…
Pregnant and have a Loan
Not sure what too do or what my options are. I'm just pregnant, and have a loan. I'm only entitled to statutory maternity pay. This will not be enough to cover my Loan and other bills. My loan has 29 payments left on it. I'm not sure what the best thing to do is. Does anyone have any advice please? Concerned about this.
Leisure centre charging more for direct debit than upfront but won't say how much more. Allowed?
Hi My leisure centre has just offered swimming lessons via direct debit rather than one upfront payment per term. It looks to me as us direct debit is more expensive as it's for 12 months. I emailed to confirm this but just received a 'its a little bit more expensive' as a reply. I think it works out to about £25 more,…
How much money for food?
Hi I want my 15 year old daughter to respect money more! She wants an array of different foods for breakfasts, lunches and dinners, and always moans! :mad: I was thinking about giving her a budget so she could learn about money! and budget her own shopping! I have M.E and a son with special needs, and am exhausted! so this…
Divorce situation
So, filing for divorce. I want to know what they chances are of a charge being put on the house (what I'm hoping for)? Quick run down: mortgage, a young child. His whole family live locally, none of mine. He doesn't want anything inside the house. He wants to force the sale. Me and my child would then be homeless, or put…
Looking for some legal advice
13th Nov 18, 4:41 PM Hi all! I am looking for some advice.! So I have a mum and dad.! Me and my mum are based in Scotland My mum is a social tenant who has low amount of wealth and only has a car and furniture to her name.! My father lives in England and is actively searches for unclaimed estates on my fathers side of the…
Earn over 50k never seem to have any money
My partner and I have been together 14 years and have 3 son's together I don't work as my partner works away Monday to Friday and earns a good wage so I have to be a single mom through the week looking after the boy's and playing taxi we have a council house and are wanting to buy our own home but my partner is self…
Confirm your email address to Create Threads and Reply
MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
