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MoneySaving polls

Archives for March 2014

Should inheritance tax be scrapped?
Poll started 1 Apr 2014 The Prime Minister has said he’d like to raise the threshold at which you pay inheritance tax to £1m (currently, it’s £325,000 or £650,000 for a couple, as allowances can be transferred). Which of the options in this week's poll is CLOSEST to your view on inheritance tax? Vote in this week's poll…
Real-life MMD: Time to sell gift for big bucks?
Money Moral Dilemma: Time to sell gift for big bucks? A friend recently bought me an old clock from a car boot sale, which is now sitting on my mantelpiece. My brother, who knows about antiques saw it and said it’s worth hundreds of pounds. Should I sell it and split the money with the friend who bought it and risk…
Is it right that some must sell their homes to pay care home costs?
Poll started 25 Mar 2014 If someone needs to go into a care home, the value of their assets, including their home, is usually used to calculate what they pay. This doesn’t apply to couples when one is still living at home. There are plans that only homes worth over £123,000 will be taken into account (currently, it’s…
The Great 'biggest financial fear' Hunt Revisited
The Great 'biggest financial fear' Hunt Revisited Money has always been top of many people's worry lists, and even more so in recent years. So whether it's credit card debt, not having enough savings for when you retire or just the day-to-day struggle to live, we want to know what you fear the most when it comes to your…
Real-life MMD: Should I change my eBay feedback now the seller's replaced my item?
Money Moral Dilemma: Should I change my eBay feedback now the seller's replaced my item? I bought an item via eBay, but found it was very poor quality when it arrived. Since leaving negative feedback, the seller's offered me a free, more expensive replacement if I change my negative feedback to positive. I feel my comments…
Should men still pay on a first date?
Poll started 18 Mar 2014 Traditional ideas of chivalry dictate that on a first date, the man should foot the bill. However, in this modern day and age when we’re striving for gender equality, it’s questionable whether gender should have anything to do with who pays on a first date. Obviously, this poll only makes sense for…
Real-life MMD: Should I secretly switch my husband's Shreddies to save cash?
Money Moral Dilemma: Should I secretly switch my husband's Shreddies to save cash? We're trying to cut back, so have been doing Martin’s Downshift Challenge. When my husband refused to eat own-brand Shreddies because he "knew" he didn't like them, I switched the bags inside the boxes and wasn't surprised to find he didn't…
Real-life MMD: Should I buy up cheap stock from a friend so I can flog it myself?
Money Moral Dilemma: Should I buy up cheap stock from a friend so I can flog it myself? A friend of a friend's shop is failing. She's planning to sell the stock very cheaply to make some money back. I've suggested she put the items on eBay but she's insisting on selling it for next to nothing. I'm also struggling…
Are you a shyster site victim for EHICs, passports and other renewals?
Poll started 4 Mar 2014 Search for an EHIC, driving licence, passport or similar and you risk paying a shyster site for doing nowt. These sites appear high up on Google and dress up like legitimate sites, then charge you extra for what’s normally just easy form-filling. The Government’s announced extra cash for a crackdown…
Should pre-nups be encouraged?
Poll started 11 Mar 2014 A pre-nuptial agreement is a contract signed by couples before they tie the knot, outlining how financial assets should be split if the relationship breaks down. Currently, they’re not legally binding, but the Law Commission thinks they should be. Supporters argue they give clarity from the outset,…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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