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Should inheritance tax be scrapped?
Poll started 1 Apr 2014 The Prime Minister has said he’d like to raise the threshold at which you pay inheritance tax to £1m (currently, it’s £325,000 or £650,000 for a couple, as allowances can be transferred). Which of the options in this week's poll is CLOSEST to your view on inheritance tax? Vote in this week's poll…
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Real-life MMD: Time to sell gift for big bucks?
Money Moral Dilemma: Time to sell gift for big bucks? A friend recently bought me an old clock from a car boot sale, which is now sitting on my mantelpiece. My brother, who knows about antiques saw it and said it’s worth hundreds of pounds. Should I sell it and split the money with the friend who bought it and risk…
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Is it right that some must sell their homes to pay care home costs?
Poll started 25 Mar 2014 If someone needs to go into a care home, the value of their assets, including their home, is usually used to calculate what they pay. This doesn’t apply to couples when one is still living at home. There are plans that only homes worth over £123,000 will be taken into account (currently, it’s…
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The Great 'biggest financial fear' Hunt Revisited
The Great 'biggest financial fear' Hunt Revisited Money has always been top of many people's worry lists, and even more so in recent years. So whether it's credit card debt, not having enough savings for when you retire or just the day-to-day struggle to live, we want to know what you fear the most when it comes to your…
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Real-life MMD: Should I change my eBay feedback now the seller's replaced my item?
Money Moral Dilemma: Should I change my eBay feedback now the seller's replaced my item? I bought an item via eBay, but found it was very poor quality when it arrived. Since leaving negative feedback, the seller's offered me a free, more expensive replacement if I change my negative feedback to positive. I feel my comments…
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Should men still pay on a first date?
Poll started 18 Mar 2014 Traditional ideas of chivalry dictate that on a first date, the man should foot the bill. However, in this modern day and age when we’re striving for gender equality, it’s questionable whether gender should have anything to do with who pays on a first date. Obviously, this poll only makes sense for…
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Real-life MMD: Should I secretly switch my husband's Shreddies to save cash?
Money Moral Dilemma: Should I secretly switch my husband's Shreddies to save cash? We're trying to cut back, so have been doing Martin’s Downshift Challenge. When my husband refused to eat own-brand Shreddies because he "knew" he didn't like them, I switched the bags inside the boxes and wasn't surprised to find he didn't…
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Real-life MMD: Should I buy up cheap stock from a friend so I can flog it myself?
Money Moral Dilemma: Should I buy up cheap stock from a friend so I can flog it myself? A friend of a friend's shop is failing. She's planning to sell the stock very cheaply to make some money back. I've suggested she put the items on eBay but she's insisting on selling it for next to nothing. I'm also struggling…
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Are you a shyster site victim for EHICs, passports and other renewals?
Poll started 4 Mar 2014 Search for an EHIC, driving licence, passport or similar and you risk paying a shyster site for doing nowt. These sites appear high up on Google and dress up like legitimate sites, then charge you extra for what’s normally just easy form-filling. The Government’s announced extra cash for a crackdown…
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Should pre-nups be encouraged?
Poll started 11 Mar 2014 A pre-nuptial agreement is a contract signed by couples before they tie the knot, outlining how financial assets should be split if the relationship breaks down. Currently, they’re not legally binding, but the Law Commission thinks they should be. Supporters argue they give clarity from the outset,…