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MoneySaving polls
Archives for January 2012
Discussion List
Spill the beans... on your best free romantic memories
Spill the beans... on your best free romantic memories [IMGRIGHT]http://images.moneysavingexpert.com/images/spillthebeans2.gif[/IMGRIGHT] MoneySavers do it on the cheap, but with love. With a creaking economy many are struggling and Valentine's Day is coming up. So to help inspire others, please share your best free…
'What'll happen to house prices in 2012?' poll
Poll started 31 January 2012, click here to vote What'll happen to house prices in 2012? Annual UK house prices have reportedly fallen around 1% in the last year. So it's time for our regular poll to ask you where you think they'll go next. What do you think'll happen to UK house prices over the next 12 months? A. Increase…
Real life MMD:My neighbour's dog ate my wife's best shoes!
Money Moral Dilemma: My neighbour's dog ate my wife's best shoes! My wife went to a neighbour who'd asked for some advice on the garden. While she had wellies on their dog chewed my wife's most expensive shoes. Our neighbour was distraught and emailed shortly after the visit to say 'please let me pay', but hasn't followed…
Real life MMD:Should I pay for the £700 watch my friend forgot?
Money Moral Dilemma: Should I pay for the £700 watch my friend forgot? At drama college we always have to remove jewellery and watches for classes, so most don’t wear anything. I was last to leave the classroom the other day and saw my classmate forgot her watch. I took it to give to her in the next class but lost it on…
'Have you done your Christmas shopping yet?' poll
Poll started 23 January 2012, click here to vote Have you done your Christmas shopping yet? The January sales are perhaps the cheapest time of year to do Christmas shopping – so have you been out buying presents and decorations? Which of these is nearest to your situation? I've bought nothing I don't celebrate or buy for…
'Are you an financial optimist for 2012?' poll
Poll started 16 January 2012, click here to vote How much are you worth? If you include your house's value and all other assets owned, but subtract all debts (including mortgage), how much are you worth – or how much in debt are you? Choose the option that best reflects your results. In debt: over £1 million more debt than…
Real life MMD: Should I pay for his day off?
Money Moral Dilemma: Should I pay for his day off? I share a house with my friend. Yesterday, I was last to leave for work so I double-locked the door as usual. She called me to say her boyfriend was staying and was now locked in, but neither of us could leave work to help. The boyfriend's boss took his day from his leave…
'Should you be forced to sell your home to pay for long term care?' poll
Poll started 3 January 2012, click here to vote Should you be forced to sell your home to pay for long term care? It's a highly emotive issue – and a difficult one for policy makers. So we've deliberately got rid of the shades of grey and made this as simple and stark a hypothetical choice as possible. When the elderly…
Real Life MMD: Friends won't sponsor me, should I say something?
Money Moral Dilemma: Friends won't sponsor me, should I say something? I've emailed friends and family asking them to sponsor me for a very worthwhile charity. Some have replied and sponsored me but some haven't replied or just said they can't afford it. I know they have good jobs and spend on luxuries so I don't believe…
Real life MMD: Should I stop age inappropriate gifts?
Money Moral Dilemma: Should I stop age inappropriate gifts? Last Christmas, my sister-in law gave my then 5-month-old son a toy for ages 3-6 years. This year, a Formula 1 car for ages 4+. Her son is 4, his birthday is in December and it's obvious she's recycling gifts. That's not a problem, but the gifts are inappropriate.…
'Are you an financial optimist for 2012?' poll
Poll started 3 January 2012, click here to vote Are you an financial optimist for 2012? How do you view your (or your family's) personal finances for the year ahead? Are things going to be better or worse for you by the end of 2012? Choose an option according to your financial situation... Your finances aren't great now…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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