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MoneySaving polls
Archives for November 2005
Discussion List
Last Friday of the month
Is it that time of the month? It's the last Friday and you've just received your payslip. Which of these is nearest to your attitude? a. Spend it now. Down to the pub/shops and spend while it's there b. Wait for a blow out. Be careful now and have a blow out at month end, if there's any left c. Piggybank it. All money is…
Fun MoneySaving Quiz
Poll started 21 November 2005: The following is a fun MoneySaving quiz question. Which of these is the best bargain? Please answer on instinct, don't try and work it out. It isn't a trick question A. 50% more free B. 33% off C. Buy two get one free D. A & B E. B & C F. All are the same Vote here or click reply to discuss
What's the cost of Christmas?
Poll Started 15 November 2005: What's the cost of Christmas? How much do you think you will spend this year? Below are the results to our previous poll. Thanks to the 1882 participants who took part in this poll. Previous Poll Topic: Poll Started 15 November: What's the cost of Christmas? How much do you think you will…
Savvy MoneySaver: How much have you saved
Poll Started 7 Nov 2005: Roughly how much do you think you have made or saved in total from this site, the articles, chat forum or Martin media appearances? A. I'm a newbie, so i've not started yet B. Up to £50 C. £51 to £150 D. £151 to £500 E. £501 to £1000 F. £1001 to £5000 G. £5001 + (HOORAH!) H. Nothing/Zilch/'Snot…
Online banking is good, but...
I want to know why, when paying a credit card bill, nowadays, my bank doesn't show the payment made into the account on the day that I paid it. I always pay it 4 days prior to the date it is to be in by, allowing for the transfer as explained on the back of the bill. I contacted the bank and they say it is the norm, but I…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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