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Loans
Archives for October 2021
Discussion List
Does this plan make financial sense?
I currently own a property with my (now ex) partner, with a mortgage left of around £153,000. My plan is to buy her out, for which I would need to raise around £60k. I can remortgage and borrow an additional £10k comfortably - my monthly payments would be around £550 with the additional borrowing (if I pay £2k in early…
Credit Card Loans min Payment forever
I have got myself into a bit of a problem with credit card debts. I owe 27k across 5 cards and my minimum payments each month are 824 pounds a month. I also have a loan i took out about 4 years ago for an extension on my house, so cant afford to pay more than the minimum payments. I would love to consolidate the credit…
Paying back student loans
I’ve recently realised from my pay checks that I’ve been paying back by student loans, however I’m earning less that £21,000 per year so I don’t think I should be. I have an undergrad loan and a post grad loan, but I was sure you didn’t have to pay either back until you earned more than £21,000. Im unsure of the best way…
Car finance from 10+ years ago
Hi Wondering if anyone can help me. I bought a car on finance in 2008 and it got repossessed and sold at auction in 2009, the finance was with Santander. They took me to court in 2009 and it got 'stayed' at court as they said I hadn't sent certain documents to them when I did and I had proof, they never pursued with the…
Bit of a pain buying a car...
Long story so please bear with me... Saw a car I liked for £6500 so applied for a loan for £7500 with nationwide as get a better APR at £7500 than £6500, was intending to pay the extra £1000 straight off the loan - turns out the car could not be supplied as described by the seller ( a used car seller) due to the…
Car hire purchase
Hi everyone, I have a quick question regarding car HP. I've bought my car on hight interest from one of the dealers because my credit history wasn't too good at the time, but now it is better and i was wondering if something can be done to reduce the repayment of it or settle it quicker by changing the car with the dealer…
Personal Loan - Credit Agreement Form
Good afternoon everyone. Just a quick question please. This week I applied for a personal loan with Nationwide to be able to consolidate my other loans into one. The loan has been approved, money received and today I received the contract as well. Together with the contract it was another page, stating the fact that the…
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