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Q about how interest is worked out
I recently took out a loan to pay off the last bit of my mortgage, as the interest on a personal loan was actually less than my mortgage SVR. My mortgage was interest only, but this way I will be paying it off over 5 years. But, I need to know how much of what I am paying is interest, for when I do my tax. I have a figure…
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Repaying a loan early
I took out a loan just over a month and a half ago for some home improvements that won't go ahead, so I'm outside the cancellation window. I won't need the money in the near future. The loan is £4000 over 24 months with an interest rate of 18.9%. The terms and conditions state: After reading this thread, I thought maybe…
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Diagnosed with Wernicke-Korsakoff and loan debt from 1998
Good Afternoon I am after some advice on my partners brother. He has been diagnosed with Wernicke-Korsakoff and is still in hospital with the plan of him going into a care home of some kind in the next few weeks. He has a debt collection agency chasing his elderly dad for a loan from 1998. It was a loan for £1500…
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Should I get a loan to pay off other debt?
I'm considering getting a loan to pay off my car finance. At the moment, I owe just under £7,000 for my car. I am also looking to get Invisalign braces, which cost around £5,000. However, I can get finance for this too. I'm not sure whether to take out a loan or just get the finance. Is it just down to the interest rates I…
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Wow! That was terrifyingly easy
I just took a loan out for 22 000 GBP. Application was considerably quicker and needed less info than taking out insurance - let alone opening a new current account or savings account, which always seems to take ages. The money was in my account within 10 minutes, I kid you not!!! Now, I have a good reason for taking out…
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Barclays said they owe me money but I am not entitled to it. HELP!
I had a Career Development Loan from Barcleys and recently got a letter saying they made errors and charged too much interest. The letter said they owe me over £500. However throughout paying off the loan I had severe money struggles and was paying less then they wanted. Earlier this year a came into a very small amount of…
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Loans from sunny
I know taking out a short term loan is unadvisable, but if I took a loan out with Sunny do they send welcome letters or documents to my house or is everything done via email?
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Savings/loan/Mortgage question..
If I get a 25k advance on my mortgage 2.69% fixed for two years added onto my mortgage and a personal loan 15k at 3.9% Can I put the total amount in my son's (he's 10) bank account and earn interest - it's a children's account. The money is to fund a house extension next year - a bigger bedroom for my son. This sounds like…
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car loan
wondering could anyone help me .... i have had to scrap my car after 12 years , i work part time and my job involves driving around the country using my own car, i get millage etc and also my wages... my other half works full time.... i need to get a car , to be honest any car as if i cant get one i will have no job , i…
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unsecure loan
Hey, iv been accepted for an unsecured loan but because of my bad creditthey are aaskingfor money upfront to confirm I can make the rrepayment. Should I go near it or is it a scam. Has anyone used UK TRUST LOANS Ltd?
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Halifax Interest Rate - Loan Increase Confusion
Hi, there, wondering if anyone has had any experience of this, and if anyone can help. I have credit score of 997, and have never missed a repayment on any borrowing before. I work hard, and I pay what I owe. In July 2014 (correction) I borrowed 10k from Halifax (my Current Account bank for about 30 years) to replace the…
