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Query
Hi, I have been refused finance three times in the last week. Im applying for 15k over 4yrs. I been self employeed sole trader Taxi driver for almost 4yrs. Two CCards and only one late payment in that time. Just took a look at my cretit score last night, it reads 767 with checkmyfle.com . Court records are non existant .…
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Best option for paying for online course?
Hi, I'm new to credit cards, loans etc. I'm looking to pay for an online training course that costs £2500 and just wanting a bit of advice on what would be the best way to pay for something like this? Any help appreciated. Cheers, Infowarrior.
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Careers Devolpment Loan
I took out a loan with Barclays about 8 years ago through a careers development loan and the company I paid the money to went bust and took my money but I still payied the loan back within a year because they said that I had to pay it back The loan was for 3years and must of been protected by PPI could I claim that back
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Overdraft and mortgage application
Hello everyone! I've received a letter from my bank they would be willing to double my overdraft, if I spoke to them. I wouldn't mind my overdraft be increased, but I want to apply for mortgage in next two months. Will it affect my application? Advice please.
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Experian - Credit Match
Why do lenders advertise a representative APR and, AFTER a loan is applied for, rarely is it what they advertise? I can understand why this USED to happen but, with modern technology and the likes of Experian and Equifax, in which your files can be instantly accessed by lenders, surely they should check your rating (using…
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barclays partner finance car loan agreement
Went into my bank account to check the glorious final car payment of £131 (60 long months) and found this lot have taken £429? I've long lost the 5 yr old paperwork, is a giant final payment normal practice? Bought it from Arnold Clark.
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loans
I have a £4,700 loan which has 2yrs.6mths left to run, how easy is it to switch it onto a zero interest credit card with balance transfer fee of 2.9%. Has anyone else taken this route to pay off a loan earlier.
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In a position to pay off car balloon payment loan
Hello there I'm in a position to pay off my car loan (around £12k I think, but will need to call for a settlement figure). Someone told me that it would be best, in terms of paying less interest, to pay off the majority of the loan less a couple of hundred, THEN ask for a settlement figure. That way I'd pay less interest.…
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Help!
Firstly this is my first post so if im in the wrong section of the forum it is with great apologies....... A little backround.... Recently I started seeing a girl who was in a long term relationship previous to this. During that relationship her and her partner bought a car together on finance, therefore the credit…
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Home improvement loan or mortguage
I recently bought a house for £150,000 and put down 15% deposit. The house needs a lot of work and im planning to get a loan for between £15,000 and £20,000 to get all the work done. houses in the area have sold in the region of £180,000 last year and im hopeful the house will be worth the investment at the end, in fact i…
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Overpay on car loan
New to forum but keen to sort my finances out so hope someone can help! :) I'm currently working my butt off to pay off a credit card (current balance around £1,650). Once I've finished paying that, I'll have about £250 "spare" A month. My only other debt is a car loan with FGA Capital, original loan amount of £7,000 over…
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Nationwide soft search loan v CC ??
Done a soft search on the NW website for a credit card and it came back as: £500 19.9% apr which I believe is a decline, done one for a loan of £6000 and it cam back as 9.9% apr? So is that a likely accept for the loan?
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Loans - Is it illegal to ......
..... take out a loan in your own name with your own details and then pass the money on to someone else? My father in law took out a loan with his bank and then gave my husband the money to help us out. Although technically my father in law pays the loan back from his bank account me and my husband pay him back every month…
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Start Up Business Loan
I have wanted to run my own livery yard/competition yard formany years now. I have owned and ridden horses for over 25 years and have a lotof experience in the running of such yards. The trouble is these yards do notcome up for sale very often at all and obviously come with a high price tag.After looking in my local area…
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New to personal loans, want some reassurance
Hi All, Looking at getting a loan to buy a car I really want as a treat. Been looking at a £5000 loan repaying over 3 years which depending on the interest rate works out about £150/mo, no problems for me. I do have some questions however as I;ve never borrowed money before and am a little anxious given i'm the old school…
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Paying off loan with 0% credit card
Hi, I have a loan with Natwest which I would like to clear sooner. Is there a way of paying off this loan with the new Barclaycard 0% card? I also have an M&S and Debenhams credit card if these could some how be used to pay the loan and then do a balance transfer from those. Thanks
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Log Book Loan and Webuyanycar - Help!
Hi everyone. My apologies in advance if this is the wrong thread, perhaps a moderator would kindly move the post for me if that be the case. Guys I need some urgent help regarding a log book loan. I've very recently, regrettably, taken out a log book loan on my vehicle to the sum of £1000. Since doing so I've regretted it…
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HP Voluntary Termination
Hi all... first-time poster here, hoping for some great advice if possible! I have an HP agreement for my car, and was under the impression that I could hand back the car after paying off 50% of the total. I had wanted to end the agreement a year ago, but was told about the 50% rule, so have continued paying up until I…
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Rejected for M&S loan
I have a good credit rating with no missed payments and not a massive amount of debt vs my income, but I've just been rejected for an M&S loan, which I was hoping to buy a car with. I've recently bought a house for the first time, so I thought this may be the issue. My wife and I both earn decent money and haven't…
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GE MONEY contractual loan
Hi, can anyone help please..I took out a loan with GE Money some 7 years ago at a time when I was under great financial burden. The loan is secured against my property. I have had their latest annual statement and it shows payments of over 5k from me and the account is up to date the amount that the loan has been reduced…
