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Car Credit company is not longer lending - Stuck with a car not fit for purpose!
Car Credit company is not longer lending - Stuck with a car not fit for purpose! I bought a car from a ford dealer through British Credit Trust (BCT). I had intended to only do a deal for 3 years but was advised by the ford dealer to take it for 5 years and arrange a new vehicle after 2-3 years through BCT. Both my work…
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marks and spensor loan
M & S advertising loan at 6.4% APR. Has anyone applied for it and what interst rate were you offered? I'm thinking of apply for it. I've very good credit history but has lots of debts in my credit cards.
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halifax existing customer loans
Hi, Just wondered if anyone can answer this for me? Halifax advertise personal loans for existing customers from 8.8%. I know this means the actual apr you are offered will vary depending on your circumstances, credit report etc. When I am logged in to halifax and look at the loan calculator, it shows me a range of loan…
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Missed loan Payment
I took out a loan with Santander about 4 or 5 years ago. I paid it off over 4 years. However when it came to the last 2 payments I decided to cancel the direct debit and make the last two payments by card as I was going abroad for a month and I didnt want the money coming out while I was away. I told them I was doing this…
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Mis-sold Loan?
Hi I'm new so go easy on me! My ex partner and I (we were together at the time) took out a loan in September 2008 with Black Horse, to consolidate credit cards. We went into branch and agreed on a loan for 4k, and we wanted it over 4 years. I can remember (so can my ex) distinctly it being over 4 years. So we were given…
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Advice please??
Hello, I want to get a £10,000 loan from Co-Op bank over 7 years and I want to do some necessary home inprovements and also pay off a credit card. I'm not sure which reason would most likely get me the loan as it only offers me 1 option to put the reason for the loan. Shall I put Debt Consolidation?? or Home improvements??…
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Being a witness(?) to a friend signing a loan application.
A friend/neighbour of mine applied for a loan, she has been accepted and has received the declaration to sign and return in order to receive the payment. However she has asked myself and another neighbour to sign the declaration too as witnesses. Apparently they require this to ensure she is who she says. She has assured…
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Bit of a pickle, any advice would be helpful
Hi all, hope you are having a fantastic Monday, MY NEED I need a new car. My current car is a terrible old banger that I bought for £900 two years ago, the MOT is up and I know it wont pass. I need my car for my job and it's starting to be a hindrance and embarrassment. MY HISTORY I formerly have had been in trouble with…
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Query for Early Repayment for HFC Loan
Hi all Need some help. I called HFC yesterday for a settlement figure and this is given through an automated system. it quoted me £1041.xx and this is valid until 15 october. My question is I have a payment due on 11 October of £55, am I still required to make this payment and does the settlement figure include this…
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Student loan statement
Hi, Have 2011 student loan statements been sent out yet does anyone know? I thought they were usually sent out in August, but haven’t received mine yet. I did try to contact the SLC, but gave up after being on hold for 15 minutes.... Thanks
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HSBC Loan Cashback
hi. i have been paying off a loan with hsbc for the last 5 years and the final repayment went out on the 15th september. on my loan agreement it clearly states that on the final repayment date i will be credited with 25% of the interest paid which is around £800. i was going away for the weekend early on the 16th so called…
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A wonga c*ck-up (i think!)
I used to borrow from Wonga but havn't for a while now because of a niggling worry. In June I owed them around £150. On the date it was due to be paid I checked my Wonga account and it said £13.00 outstanding. This didn't strike me as odd as Wonga will occasionally take lots of smaller payments on the day rather than the…
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need help
I am in £25000 debt and looking for a consolidation loan. I dont know who to ask our where to apply as all the advice companies seem to be out for all they can get. I have a 9k loan monthly payment £204 8500 credit card monthly payment £230 7500 credit card monthly payment £ 280 I have a clean credit history but I am at…
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Help with LOAN!
Hi! And thank you for reading! Ok, I've been paying a personal loan (Lloyds TSB) for almost 4 years, at £149 per month, which was fine when I had a full time job, but now I've gone for a career change and I've only been able to work part time since; meaning about half of my monthly earnings are going on this loan! I am…
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Can they repossess my car?
I lost my job in March and since then I've been struggling to pay for my car loan, I've been a few days late a couple of times but managed to pay - just. Now our wonderful government has said I can't claim job seekers allowance anymore so money is going to be even tighter and we just can't keep finding £200 a month until I…
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interest help please
Hi my daughter has recently got a personal loan with rbs for 6,500 and is repaying £150 a month over 60 months. I had a glance at her statement today and each month the interest has gone up from£50 the first month, £60 the second month and £70 the third month which is this month I have never understood apr but is this…
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Does anyone know where I can get a loan of around £1,000 for?
This is the last time I am going to post this, can someone please help me it is quite urgent need it by november 1st. I am retaking GCSE's through ICS (night school is out of the question). and 3 courses will cost basically £960. Does anyone know where I can get a 1k loan from? Also I would rather avoid OD's and credit…
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Where can I obtain a loan whilst on Maternity Leave?
Hi, I am currently on maternity leave and planning to go back to work in January. I have been looking for a loan for a month now and starting to get quite stressed. Most of the brokers require £70 upfront. I would rather not use a broker however would not mind and would not mind paying the money if it's a legitimate…
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Can you get a career development loan for GCSE?
I asked about funding in a previous post but then come across this thing online about career development. Could I use this loan for this? It is basically developing my career GCSE's lead to access course then to degree. Do you have to be working full-time for atleast 1 year to get one (normal loan rules) please reply
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Sainburys Loan
i saw the headline 6.3 percent offer, so i applied for a £8500 loan over 48 months I got a reply today,a counter offer £10000 over 62 months 10.9 Percent?????. All i had to do was sign and it was all mine. Needless to say it went straight in the bin.
