IVA & DRO

Discussion List

• Dro advice please!!

  I am applying for a dro very soon but I was wondering what happens with my bank account. I have an overdraft so that will also be in the dro so I'm guessing I will have to apply for a basic bank account elsewhere. But when should I apply for one and also will all my benefits etc just be switched over or will I need to let…

• Aperture iva anyone?

  Hiya Is anyone with aperture for their IVA I am 9 months into mine and have recently been transferred to aperture from swift Has anyone been through the iva annual review yet with aperture? I'm feeling anxious😒 Any info would be greatly appreciated Thanks

• advice

  hi abit advice needed after speakin to pay plan enquiring which they went through all the budget for an iva i was left 270 amonth to pay to my creditors how likely will this be accepted when we are 45k in debt total if i was to go ahead

• IVA for my Husband

  Hi, If my husband were to enter into an IVA, could the insolvency company take my earnings into account or make me pay? We’re are not financially linked in any way. No joint bank account or credit and the debts are in his name only. Thanks in advance.

• iva help

  hi i was just wondering will it effect an iva getting accepeted by creditors as alot of my debts is very recent and pretty large loans as i dramactically had a serious change in circumstances

• End of IVA & PPI

  Hi - wonder if anyone can advise. We are 1 month away from our final payment of our IVA (6 years) which is great. Recently cleaning out our loft we found some old financial papers which all had PPI attached to them. Bearing in mind August is the deadline for PPI could we just go ahead and put claims into these old…

• Need some advice please.

  I recently spoke to a debt company who have arranged to send out a DRO pack to me so I can sort out my debts. I explained that this month I wouldn't be able to afford the repayments and they suggested I speak to the creditors. I did this but the creditors have said they wont accept not receiving money until the DRO is in…