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IVA & DRO
Archives for April 2018
Discussion List
Backing out of an IVA
Hi there can any one help I rang up about an IVA and passed on all my details. I have not signed the proposal will I legally be able to back out now? I can manage my debts and will have them under control in the next 3/4 months. So don’t need the IVA now.
After dro still showing defaults
Hi..after your response ive phoned barclaycard to update my records to'satisfied'as the debt was included in my dro..they say they just keep it as default for 6 years from date of dro..is this right??all the others debts say closed and satisfied.
iva modifications
hi, got email from advisor, one creditor wants modifications, and main creditor, if you accept, iva will be successful, they want one year extension and employment for my partner within one month, who has nothing to do with my debts, she is busy full time taking care of young 3 school going children. she has no any degree,…
DRO and preferential payments rules
Hi I'm at my wits end. My debts are out of control. I've taken out payday loans and high interest credit cards to pay living expenses, I've got two enforcement officers and and a High Court Enforcement Officer banging on the door. I finally spoke to the CAB about getting some help and support and have an appointment on…
Advice on getting a mortgage after an IVA
Me and my partner are looking at applying for a mortgage at the end of the year to buy our first house. The problem is although my credit score is near perfect, my partners isn't after an IVA in 2015. This IVA was paid off in 2017 and things are now moving smoothly but I am aware that it will be on file for 6 years…
Equity release miscalculation after extra 12 months
Hi all, not sure if anyone can help but... Basically, last year my Iva was due to end subject to equity release clause. Anyhow, the mortgage is joint but the ex, as per divorce 7 yrs ago, is not entitlement to the equity or any thing regarding the house upon £50 per Month for 6 yrs (at time of divorce the equity was…
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