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ISAs & tax-free savings
Archives for August 2018
Discussion List
Inheritance ISA Allowance
My wife and I have everything in joint names to avoid the need for a Grant of Probate on first death. ISA's can't be held in joint names but can now be inherited by a spouse. Will ISA Providers require a Grant of Probate before transferring ISA's from a deceased spouse?
S and S Lisa
Hi, I’m concidering opening up a S and S LISA to give me a nice lump sum of cash when I hit 60 To pay off my mortgage, have a nice holiday and if I have kids to help them out. I’m early 30’s and have maxed out my workplace pension. I’m looking to invest £50+ a month, increasing to £100 after a year. Im a bit nieve when it…
HSBC Premier Account
Hi I'm thinking of opening a HSBC Premier account to get some financial advice. I'm recently retired with pension and lump sum. I have a life plan but am completely new to investing other than high street type options. Are HSBC likely to be a decent place to start? I'm guessing that a large high street bank should be a…
The Skipton just robbed my daughter of 3K for a simple mistake
Hi My daughter originally started saving for a deposit when Help to buy ISA's first started. Towards the end of 2017 she transfered the maximum amount from her Halifax help to buy ISA into a Skipton LISA at this point not believing she would buy soon. For various reasons her plans accelerated and with some extra cash from…
Tax benefit ISA and non flexibility
Hi Can someone advise the real negatives of having a non flexible cash ISA. I'm thinking of transferring to a non flexible one as the rate is 0.30% higher than what I'm presently getting. thanks
ISA confusion
Morning people. I seem to be having a head melt this morning and wonder if someone could advise me... I have 2 ISA's from previous year 2016/2017 maturing in a months time and I want to keep them in ISA form for tax reasons. I want to move this 'old' money into a new ISA with a different company (who accepts transfers in);…
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