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ISAs & tax-free savings
Archives for December 2016
Discussion List
Premium Bonds now worth it?
With interest rates now tumbling everywhere are Premium Bonds now worth the investment again? I have a small lump sum from an inheritance that I'd like to invest for a short period of time. I am planning to buy a house around June 2019 (when a major investment matures) and so I am looking for somewhere to leave this…
Help to Buy ISA - maximum number of new buyers for one propery
Hi. I'm struggling to find any clear guidance on what is the maximum number of first time buyers can jointly buy a property using the Help to Buy ISA scheme. I am a first time buyer and as is my sister and also my parents. is it possible for all of us to take out the Help to Buy ISAs and jointly buy the property, I would…
Virgin Money ISA rate cut, again!
[FONT="]Evening all,[/FONT] [FONT="]Have just received a letter confirming that from February 2017, Virgin Money will be reducing the interest rate on my current Defined Access ISA, again! This will be the second time, since October and the Bank of England Base rate fell. :mad: Has now gone from 1.56% to 1.31%…
Isa
I have a isa from previous years,but have not subcribed this year.Can i open a isa for this year,and withdraw the full amount to cover this year from the existing isa,and place it into my new isa. If that makes sense. cheers
Stocks and Shares ISA continues to drop value - should I do anything?
Hi All, I have a Stocks and Shares ISA, which I've had for 6 years now. It was valued at £16,400 but I've noticed over the last few year it's tumbled to £15,300. Maybe due to brexit, or other things such as Trump's presidency. My concern is this will continue to tumble and I should take my money out of the ISA and place…
Help to Buy ISA Interest Question
Hello All, I apologise if this has been asked before but I couldn't find an easy answer anywhere. I opened a Help to Buy ISA last month, paid in the full £1,200 and now am preparing to deposit £200 in the second month. However, what I don't understand (and I assume this applies to Cash ISAs in general as well) is if the…
Lifetime ISA interest rate
Do you think the interest rate for the Lifetime ISA be: * below 1% * between 1-2%
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