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ISAs & tax-free savings
Archives for April 2008
Discussion List
Alliance&Leicester Direct ISA
Hi, I would like to transfer existing cash ISA money into the A&L Direct ISA. To do this it would seem I need to open a new account for 08/09. The first page of the online application states: 'You have not contributed to another Cash or Stocks & Shares ISA in the same tax year that you subscribe to this Cash ISA' I will be…
Monthly interest on Isa's
The ISAs I have set up, pay interest monthly into my current account, I am not gaining anything am I? As soon as it goes into the current account I pay tax on it. Call me thick if you like I will understand ! Bert
Cant add £3K as havent paid anything into account for 5 years
My mother has an ISA with A&L and she tried to put in £3K yesterday but was told that because she hadnt put anything into the account for the past 5 years she couldnt add to it. Has anybody heard of this before? Where should she put her £3K before 5th Apr now?
Why 'Only New Money'?
I have been looking at destinations for my cash ISA money for next year, and was finding a lot of the 'new money only' & 'no transfers in' type of thing - probably inevitable since they often seem to be among the higher rates offered. But I got to wondering, with all the credit-crunch issues, why doesn't this (or that)…
Making a withdrawal this financial year
Hello I currently have £7500 sitting in a mini cash isa - I'll need to withdraw £2500 of this in July to pay for my new bathroom when a 0% credit card deal runs out. Am I right in thinking that by withdrawing £2500 next year, I'll reduce the amount I can pay into the ISA for that tax year to £1100? And that therefore it…
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