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ISA re-investment
Hi I would like a bit of advice please :-) My ISA portfolio is made up of £16k cash (mini ISAs) and £78K funds (Maxi ISA's, TOISA). I need advice with the funds please as around £29K will need reinvesting in about 2 months time. The remaining £49K is currently invested in Jupiter European (£8K) and Jupiter UK income trust…
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Quick questions on last minute isa and general advice (novice to savings!)
Im new to this website, and also very impressed with it and its inspired me to try and become more wise with my savings. I have 8000 in savings in a normal woolwich account. I plan to change to a better one soon. Would it be worth me putting 3000 into a ISA untill april or just getting a high interest saving account? Would…
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Can I put more cash into the same ISA the following year.
Can anyone help please. If I have a cash ISA with the maximum £3,000 in it can I put another £3,000 into the same ISA the following tax year or do I have to open another cash ISA? Also if I have a ISA with one provider can I have another one with the same provider the following year or do I need to find another provider?…
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ISA transfer, how long...
jeez, i started my ISA transfer well before crimbo about 7th dec and the transaction still hasnt happend! how long does it normally take, i ask because i have cancelled my DD in to my old one but dont know if i can set up one into my new one yet.?
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Isa Interest (A&L)
Just need abit of ISA guidance, sorry if these question come up all the time. I have a A&L Direct Mini Cash ISA Issue 2, that i chose because a friend recommended it to me, when i opened it up in March 2006 i think it had a rate of 5.1 fixed until aug 2007, but my memory could be failing me. How do i find out what rate im…
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Ruffler Bank 5.75%
I've lost touch with what's happening in the Ruffler situation. I see on their website they're now stipulating a minimum £15000 investment to open an ISA which implies a 'transfer' situation.... ... which, in turn, presumably implies they're not keen on opening too many more new ISA accounts. Have I got this right or am I…
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Skandia Global Best Ideas
Skandia Global Best Ideas Anyone have any opinion on this fund? It sounds good to me but apparently there are concerns about charges being high but whats the likelyhood of this fund doing well enough to justify those charges? Also does anyone know what it is on the risk scale?
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Free Shares - ISA?
Hi All, I got share certificates in one company worth aout 20K (they were given to me by the company years ago). I was thinking of putting 1/2 of them in wifes name. I also got 3K in an cash ISA so has my wife. Can I drop 4 k's worth of the shares into a share ISA for each of us? I'm thinking that I want to cash them all…
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ISA Move to YBS from A&L
Applied for a YBS ISA just prior to Christmas, filled in all the forms to transfer from A&L. Today got a letter from A&L saying your ISA can only be done online or by telephone, with a copy of the YBS transfer form. Has anybody transfered an A&L ISA? Can't get through on the 0870 number:rolleyes:
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Sensible max amounts in cash isas
Can someone advise how much can safely be kept with each isa provider. I think there is some protection against banks and building societies going bust but I can't find any details. Thanks.
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2007 ISA changes
Can anyone provide me with a link to a website explaining the ISA rule changes for next year (which I assume take effect from 1st April 07). Google search results are surprisingly poor. Apologies if I have missed an obvious sticky (I did give them a look) or worse yet, an MSE article. I hear that they are doing away with…
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General ISA question
Hi, This may sound like a silly question but I thought I would make sure and ask. I have several ISA's, one with Bradford & Bingley which I used to stash my student loan which is about 4 years old now), one with NS&I which I have maxed out and one with Alliance & leicester (also maxed out). Am I correct in thinking that I…
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General ISA question
Hi, This may sound like a silly question but I thought I would make sure and ask. I have several ISA's, one with Bradford & Bingley which I used to stash my student loan which is about 4 years old now), one with NS&I which I have maxed out and one with Alliance & leicester (also maxed out). Am I correct in thinking that I…
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Multiple cash isas
Probably a dumb question but if isas dont have to be declared on tax returns how does anyone know if people have opened more than one in a particular tax year?
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Can I leave £1 in my Abbey ISA
I need to empty my ISA to pay a few bills until the DW gets back to work. Can I leave £1 in the ISA until we are in a position to top it up again ? Thanks Duke.
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A&L ISA Issue 2 - interest paid today?
Hello, I have just noticed that mine and my OH's A&L ISAs have been credited with interest this morning. I was not expecting this - thought interest was added to ISAs at the end of the tax year, rather than the actual year? This is especially odd, since other A&L savings accounts, which normally have interest credited on…
