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car insurance question
what does ncb prejudiced mean?
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Making a claim on a loan using PPI
Moved from re-claiming PPI Hi All I'm new to the forum so apologies if I have put this in the wrong place. I am not making a claim to reclaim PPI on a loan but I am making a claim using PPI to pay off a loan. I took out a loan of £20,000, (£26,000 with PPI) in 2006, I was working at the time and had no problem in paying…
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Car insurance NCB
Trying to make sense of this and would welcome any comments. I have two car insurance policies in my name, both have my wife as a named driver. Just had the renewal through on one of the policies and as expected it has gone up slightly from about £336 to £390. To complicate matters I got an SP30 fixed penalty last year and…
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Insurance for a lodger's personal contents
My daughter is a recent graduate with a job (yay!) - she has a 6 month contract and rents a room in a house. She has been trying to identify ways of insuring her personal posessions - basically an expensive i-Mac computer, clothes, DVDs and the usual small electrical items. The price comparison sites tend to show full…
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Life assurance...single person, no dependents - should I cancel?
I am a single female, age 42 with a mortgage of approx £118,000 and £60,000 equity. I took out a mortgage with my partner (now ex partner) in 2003 on my first house, and was advised by a financial advisor to take out a life assurance policy with Bright Grey which would increase cover on a yearly basis (RPI). I'm now living…
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Churchill Car Insurance
Just wanted to see if anyone could help here? Renewal was yesterday with Churchill, just wanted to check do you still get 14 days to change your mind or as it was due yesterday are we stuck with them? Managed to find plenty of policies for at least £15 month cheaper, we have 3 cars with them and this particular car…
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One Call Car insurance - the one call in your life that you will regret
Hey guys, New to the forums here , only just made this account to ask you lovely people on what I should do next. Heres the situation: After looking for cheap car insurance quotes online I found "One Call Insurance" to be the most fitting in terms of what I wanted - home start and courtesy car mainly. After going through…
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Camera Travel Insurance
Does any one know of (and has bought) a travel insurance which covers more than just £300 for camera gear. My camera, lenses etc are worth at least £1500 and no provider seems to cover that amount which means I am always scared to take it on holidays. I found http://www.camerainsurance.co.uk/ but they do purely camera…
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Over paid in refund of car insurance
Hi guys hope someone can give me some advice. My other half called and canceled the car insurance back in July last year. The insurance company said we would get a £250. The next week this money was refunded. We have now had a letter from them saying they have just realised they over calculated this and demanding £150…
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Mortgage Decreasing Term Life Insurance
Evening All Wonder if anyone can help. DH and I have a mortgage decreasing term life insurance with Legal & General. Nearly £50 per month. We have had this since at least 2003. We have been overpaying the mortgage and expect to continue doing so, currently we have brought the term down from 18 years to 11. If I were to buy…
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Cancelling car insurance problems...
Basically im an 18 year old student who took out a 9 month £257 a month policy with LV car insurance. I tried to call up to cancel the insurance as im going to live abroad for 8 months in Holland. they said because there is a claim made against me (a woman who ran a red light into me on a roundabout and isnt accepting…
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Buildings Insurance - My rights?
:mad: Hi, I am hoping someone can help me out my current situation. My situation is that I own a first floor flat in a purpose built block of 6 flats which is managed by a Managing Agent (Countrywide) I pay a yearly service charge which covers building Ins. Maint. and water. A very brief story so far... Nov 2010 I pulled…
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Relevant claims and how we're affected?
Hi, Recently my fianc! accidentally caught a colleagues car while reversing in her works car park. The other persons car only incurred two small scratches (approx 1 inch each and directly below the front left light). We had a quote done for a respray which we could have had completed 2 days following the contact at our…
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Group travel insurance
We have just booked a family (extended) to a Greek island. They offer insurance through the Global Travel Group but we were intending to take out our own insurances. We will be travelling as a group of 8 adults, 2 children and 1 baby. The indemnity waiver I have been asked to sign says that the policy must be as good as…
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6 months on Cover - Options
Afternoon everyone, I’m looking for some advice when taking out car insurance this coming April. My intentions are too only run my insurance for 6 months as opposed to the normal 12 months. The reason for this being that I only use this car during the summer time and will have another car which will be insured for 12…
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Home contents insurance.
My wife & I rent a house in Essex via an estate agent. They tell us that we must have contents insurance, but we don't want it as we don't really have anything of value to justify the payments. They have our £800 deposit & the house must be insured by the owners, so why do we have to insure our personal belongings as well?…
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Mobile Phone Insurance problem
In August 2011 I've lost my iPhone. Next day I wanted to inform police and make claim to my insurance company (isurance from premium account in Lloyds) but I've noticed that someone has used the phone. One of my online accounts has been populated with someone's details. I've blocked the phone in my network operator and…
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PruProtect Serious Illness vs others
Hi MSE The other day I put up a thread about advice for life and critical illness cover. Thank you for all the advice. After speaking with an IFA the PruProtect Serious Illness cover seemed to be the most comprehensive critical illness cover out there. (For our needs anyway) PruProtect mentions it covers 160 odd conditions…
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England holiday cottage insurance
I booked a week's holiday cottage in Northumbria and the company are charging an additional £28 per week for insurance that covers damages to the cottage . I would have to take out an extra policy to cover travel/cancellation. I've searched the web to try and find a company who combines travel and damages but failed.…
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Drunk in Vegas...
Hi A friend of mine was in Vegas and had a bit too much to drink and passed out outside his hotel room. He was then taken to hospital and since arriving back in England has recieved a VERY large bill for a few thousand pounds. Not chance of claiming it back right? I know travel insurance is a no go area. Would you just put…
