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help ! i need some good advice please.
my son was at a party at his friends farm. he had a few drinks and took his car for a spin up a private farm track and crashed it, writing it off. his car is insured fully comprehensive, with protected no claims bonus. my question is, should i claim on the insurance or not. (i know how i feel morally about it, so no…
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No claims bonus between companies
I am a little confused about my no claims situation. Last year I think I had 8 years no claims (not completely sure and no documentation to hand). More than then applied 5 because this is the maximum they start from which means they now confirm that I have 6. So does this mean that I have now lost 3 years ?? i.e. I should…
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multiple life assurance policies
Can anyone please tell me whether in the event of a death. If the deceased person has a number of policies, will all of these policies pay-out tax free or is it the case that only one policy will pay-out as in travel insurance. The reason I am querying this is, I am about to leave my job and therfore lose the death in job…
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Elephant Insurance
To keep their prices even keener Elephant Insurance have introduced an even cheaper range of policies with extra exclusions as detailed on their website https://www.orientalinsurance.nic.in They only use Asian Call centres as listed but at least if one is busy you have alternative ones lto try.They offer big discounts for…
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Tesco Insurance - Not renewing!
Had home insurance with Tesco last year, but this year I found a much, much better quote than their renewal. So I've taken that out, and left the Tesco one to lapse. However, their reminder letter is phrased in an interesting way... "We regret that we cannot trace your instructions to renew...." So, they don't think they…
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best medical insurance?
Hello, With say, car insurance comprehensive means comprehensce, third pary means third party, etc. but with medical insurance, aren't some insurers more thorough than others? IE some companies insure some illnessess and conditions that others do not. What companies do you recommend as covering most eventualities? Also, I…
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private health insurance - advice needed
I'm on the lookout for good private health insurance for me and my family. Is there a comparison site out there ? What benefits should I be looking out for? I have checked out quotes from Norwich union, PPP, and BUPA and their packages vary greatly. If you have taken out health insurance, who did you go with and why?…
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Mobile Phone Insurance-please help!
Hi there, I was wondering if anyone could please advise me on the best mobile insurance to take out? I've never purchased it before as I've always left things to chance- my mobile fell in the sink last week and got ruined so I think I've learnt a harsh lesson!! I have just bought an 18 month contract with orange on a…
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Cheap annual travel insurance
Barclays are currently offering annual travel insurance for the price of a 2-week single trip policy. E.g. you can get a single European annual policy for less than £25. There should be £8 back through quidco as well. As a bonus, the policy document does not appear to exclude acts of terrorism.
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6 month Free Gym
Pru Health are doing this offer again. If you join their private health scheme, you get 6 month free gym membership at Cannons, Holmes Place etc. Apparently you can cancel the membership or Private Health scheme at any time with no penalty. Sorry don't know how to post link, but have a look in the Pru website for more…
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Car insurance for 17 year old female learner
My daughter wants to learn as additional driver on my insurance, raising it from £130 to £830 (AA) using my Micra. Has anyone done any research into the cheapest insurance companies recently, Thanks Mark
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boiler insurance
can anyone recommend any boiler insurance comparison sites, or any companies that offer bolier insurance at a competitive rate cheers
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Travel Insurance HEEELP!
Hi all, I'm new here. I'm off to Boston next week and insurance is proving a nightmare, now that it looks like everything will have to go in the hold. I've called several insureres and none of them cover belongings in the hold. Plus, most of them only provide paltry cover anyway - like, 500 quid per item. Fat lot of good…
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Young guy, need advice on mortgage/life Insurance
Dear Moneysavers, My first post and found this site and forum really useful during moving into my first flat. I have had some debates with my dad about this and he is a former IFA. But you know what its like, you never completely trust what your dad says because the smart alec son AKA me.. thinks he can do it a chaeper…
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Car insurance : credit agreements/credit protection insurance
Hi all, I've got a question about a car insurance claim I'm going through. I would like to know whether what I describe is considered 'normal' these days, and whether I'm being unnecessarily concerned. The accident details are quite simple : I was hit from behind, and my insurance are confident that they'll be able to get…
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Insurance for a year working abroad??
Anyone know of any companies offering good policies for a year working abroad? I've been looking at a few backpacker/gap year policies.. but i don't know if they cover allt he routine stuff you might need when abroad, like dental, doctors appointments, etc.. or only the emergency stuff. If anyone could point me at some…
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Insurance scam?
Hi there, Was confused regarding car insuarnce, here's the situation: My mum has 7 years no claims and paid to have them protected. She put little bro on insurance, who (within 3 months) wrote the car off. Although she's paid no claim protection, the premium is still going up, so whats the point? They still ask 'have you…
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Marks and Spencer home and contents renewal quote
recieved my renewal quote for M&S at £334 did an online quote and this came back at £175...???:confused: can you guess which i took? :rolleyes: I phoned M&S to query it and they told me to cancel the renewal and take the online quote. :D B
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Confused.com-confused me
Just looking at getting qutes for my OH online with confused.com.All ok till i get to part about usage.Oh uses car for business,travelling to work and travelling between sites,and social use.The only options are social and commuting.,and business use,seperately.?
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cant change house insurance because of subsidence
Trying to save on my house insurance and contents, Renewal for ; Buildings £103325.Contents ; £27700. Cost ; £ 469. On ringing A quote I was given Buildings £ 1 M, Contents £ 5000.000.and told I was paying way over the top but when going through standard qustions was asked about subsidence . Fifteen years ago my garage ,…
