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Work benefits/life assurance
I'm lucky in that my work benefits are quite comprehensive...covering me for around £160k of life assurance, besides PHI and personal accident. I appreciate that this would all go if I lost my job - am I right in thinking this is the only (albeit important) reason for getting separate decreasing term life assurance to the…
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Unoccupied Home Buildings Insurance
Hi All, Basically my OH and myself are in the process of getting our first home together (we should complete next week). The house we're getting requires various pieces of renovation which we plan to carry out over the next few months. During this time we intend to keep living with our parents until this work is complete.…
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Cheapest insurance - is it worth the price?
A controversial thread possibly for this website but I was wondering if going for the cheapest motor insurance each year is really worth it or not? Thinking about it this morning I was wondering how long it takes to find the cheapest deal each time - sure there are places like confused that will give you a list of major…
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quick question - other than for ref do I need to keep expired insurance policy docs?
I'm having a major clear out of my files (it's sunday afternoon, there's nothing on the TV and it's raining) and I have old policy docs from years ago, car, buildings, contents etc - I can bin them all can't I?
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Question on Annual Travel / Breakdown policies
I have an annual travel insurance policy which covers up to 31 days abroad. Q; How can the insurance companies tell if you've exceeded that quota?
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Home Protect Home Insurance
Hi Has anyone had any experience with this company? Using MoneySupermarket.com they have come out as the cheapest for both buildings and contents insurance (approx £14 combined). This quote is considerably cheaper than others that i have found. I am normally a firm believer that you get what you pay for but cant help but…
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Mortgage protection on interest only mortgage
:confused: Myself and my partner got a mortgage together 2 years ago and as we were slightly uninformed and a bit foolish we got our mortgage protection with our mortgage provider. Needless to say we have been paying far too much for months now! I'm looking to change the policy now but seem to have ended up confusing…
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Insurance for HP for car
Is there somewhere we can get a seperate insurance to cover our HP repayments for our car the company doing the HP offered us a policy but would have worked out half the price of the car. Surely there must be someone out there doing this type of insurance as its not really a personal loan but HP or should we just go for…
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PRU Health
Hmm, was thinking, PRU Health offers free gym membership i think if you take out their membership, but looking at greasy palm, you get a £100 boots voucher and £52.50 cashback, is it worth me to sign up?
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Lloyds Car insurance.
Lloyds have beaten my current insurer by almost £50 a year. They are only slightly cheaper than Budget Car Insurance. Does anyone have any experience with either of those before I make my mind up? Thanks.
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car insurance - i'm sure I read somewhere..
that even if you pay monthly, you can still swap companies in order to get cheaper car insurance rather than waiting til it's due again?
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HELP! Buildings insurance for home with past history of subsidence
Hi, can anyone help? I live in an end-terraced house which, 20 years ago, just before I bought it, suffered from mining subsidence. A claim was made against the Coal Board by the previous owner and all necessary repair work was carried out. I then came along and bought the house and have had it mortgaged and insured in the…
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Card Protection Plans
Hi- My renewal is up with CPP and they want £20pa to cover me. (Must say i claimed last year and they were excellent) Any suggestions as to any better value plans. SS
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Fraud - Car Insurance Problem - Plz Help
Hello All I had put my car up for sale recently as the insurance is running out and I didnt have the money to pay for next years insurance. I didnt think too much at the time when i made the "For Sale" Advert on my car, I have put my Full Name and Phone Number along with the Car Details (i.e. MOT and Tax etc). Anyway, cut…
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Barclays home insurance
I just wanted to let evryone know that someone on here advised me to shop around to try and save with my home insurance. I tried Barclaycard home ins (also barclays bank i think) and they have an offer on where they will either beat your current price or put the price of theirs down and give you fify quid. I called them…
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Post Office Car Insurance £50.00 Cashback
Hi - the generosity of The Post Office in paying £50.00 cashback when you take out a new car policy ends in just over a week on 31 May 2006 so don't miss out on this one. HTH
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digital equipment cover
Hi all I wonder if anyone can help me. I have some digital sky boxes (1 X sky+, 2X normal sky boxes and a dish) I am being bothered by companies trying to sell me insurance for these, they quote I have insurance already but can't tell me who with ( I don't!!) Now my first problem is with Sky, are they legally able to pass…
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Travel insurance help needed
A few months ago I booked a holiday for September. I have recently found out that my father needs heart surgery, and is currently on a waiting list for the operation, which could be any time in the next 6 months I have not yet paid the balance of this holiday, only the deposit, although this is due in July. I am wondering…
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Home Insurance with a lodger
Hi all I will need buildings/contents insurance shortly on a flat I have just bought and am currently renovating. However, I will have a friend coming to live in the second room as a lodger. Do any insurers specialise in this type of insurance? Any recommendations. I don't want to get a quote for myself then have to ring…
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Household insurance I wasn't covered
I have shared a flat with my mate for 5 years we are not related nor are we partners. My flat mate took out insurance 3 years ago with Lloyds TSB and explained the situation and was told I would be included in the policy, she also paid extra cover for protection of valubles away from home. A couple of weeks ago I was…
