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How much have you saved?
Archives for January 2019
Discussion List
2019 Savings
These are the savings I’ve made so far this year by following MSE tips : Free cinema ticket with Meerkat Movies Saving £6:90 British Airways Sale Saving £601 ( that’s £86 off a city break & £ 515 off a week’s AI ) Also saved my parents £670 off their AI holiday - but won’t include that in my total. Two Together Railcard…
Dolly's savings diary......
Hey all, Need to organise my savings and work out how I am going to achieve my goals so time for a new diary. Dxxx
24 Year Old Savings
I'm new here and was really keen to create a diary of my savings. I'm going to try keep my posts detailed yet still concise and factual. I appreciate comments, tips, advice, feedback etc as I never discuss my finances with anyone publicly so it's nice to do it anonymously on a forum. * 24 years old * Graduated university…
Saving with interest
Hello - not sure if this is the right place for this question, sorry if it isn't. I wanted to ask if I am being thick - I am trying to put a little away each month in order to have a safety net if the worse should happen and I lose my job ( its unlikely, but best to prepare) I read somewhere that you should aim to get 3…
My savings log..."The next chapter"
Hello everyone, Hope you all had a lovely Christmas and a Happy start to the New Year. As you can tell, I have been away for some time from this forum. My last savings log has since closed. Was last updated July 2014… oops :o I have been listening to Dave Ramsey whilst doing my house work recently and have found he makes a…
Trying to get on that ladder
Hey everyone :) I'm looking to buy my first home, and need something to keep me motivated to keep saving, so after reading through a few of the 'diaries' on here I thought I'd join you. Short backstory; I'm currently renting but also saving to buy my first house, I've been saving casually for the past few years, putting…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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