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Archives for January 2010
Discussion List
Repayments of PPI from Credit Card co's
Just wanted to say that thanks to the free downloadable letters on the MSE site, I have just had a phone call from my credit card provider who have offered me a "goodwill" patyment of £200 in respect of my PPI from 2000 - 2005! They have taken the money from my current o/s balance, so I won't actually get to see £200 but…
AA Membership Savings
I received my AA membership renewal notice for 2010 (12 months cover), and for Roadside Assistance and Relay, the charge was £125.40 - after I cleaned the coffee I splattered over my breakfast table, I thought - "What would Martin do?":money: - so I went to the AA website to check on-line costs - guess what, for the same…
pike rods
I saved £42.50 on a spining rod at Future Fishing they are still selling them but you have to order buy phone i bought a savage gear heavy 30- 60 rod that should be £60 for £17.50 :T
xbox-live
I got a promo offer last year at the xbox-live for signing up £0 voucherpoints, relay and joint membership .
charges when apparently within overdraft limit
I have been unfortunate enough to be subject to two charges of £20 incurred for returned direct debits payments, despite my account apparently being within my agreed overdraft limit. Upon complaining to LloydsTSB, I was informed the direct debits had been returned because there were insufficient funds in my account, owing…
cw18's spreadsheet Q&A thread
I thought it might be handy to have somewhere central for all the queries, so that a] Cheryl can spot and answer them and b] so everyone else knows where to look for the answers instead of ferreting through the 2010 budget challenge thread. I'll go and tell Cheryl now;)
FRUGAL LIVING CHALLENGE 2010, part 1. (Living on £4,000 a year)
This is the follow up thread to the 'Living on £4,000 for a Year' challenge. It has been renamed and adapted to allow a more diverse range of budgets, depending on individual circumstances. The following links will take you to all the previous challenge threads. Introduction to 2010 Frugal Living Challenge Part 1 - January…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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