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FTB nightmare experience - help and advice greatly appreciated
Hi all, Looking for advice. FTB (female) looking for my first step
on the ladder in my local area that I know very well. I’m young and have been
so looking forward to my first purchase and spreading my wings, but all in all it’s
been a nightmare. Background First off, it’s been hell trying to secure any property in
the…
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Broken chain situation
Hi, I need some advice on my broken chain situation: Back in Nov 21, I have accepted to an offer for my property (he also has a property to sell, and his buyer is end of chain). For myself, I found a property and the vendor has nothing to buy, so he is end of chain. So altogether there are 4 parties in the chain. (i.e. the…
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When would you insist for a house to be taken off the market?
I put an offer on a house with conditions of no more viewings and it being removed from the market. The agent emailed back saying that the offer has been accepted, but didn't confirm my 2 conditions had been acted on. Their office is now closed until Monday. Obviously I call them on Monday to reiterate again no more…
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Nice areas within 2 hours of London??
I work in sales which means I'm mostly working from home. When I go to customers I'd say 50% are in London and the rest could be just about anywhere. The company covers the cost of travel / hotels. I live in Aylesbury now but we really want a bigger place. Minimum of 4 big double bedrooms, plenty of downstairs space, 1/4 -…
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Section 13 Rent Increase
One of my young family members has been renting a property for the past 3 years The fixed tenancy will expire at the end of June and it will go onto a contractual periodic tenancy For the past couple of years , about 2 months before the end of the tenancy the agent will ask them to sign a new fixed tenancy agreement with a…
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Buying a house that needs probate
We've viewed a house today that we intend to offer on, we're told they have just started the probate process. What do we need to know? Other than 'it could take a while'? Are there questions we should be asking? Any advice greatfully received!
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Cladding On Flats Scotland
I was just wondering if anyone on here is located in Scotland and has had to obtain a fire safety assessment and EWS1 for mortgage purposes and could recommend a company and would be happy to tell me how much they paid? I have tried Google but not much comes up. I am located about 30 minutes from Glasgow so anywhere is…
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Can I avoid the dreaded best and final offer scenario?
Hi all, We want to offer on a property we saw yesterday in Pinner, Harrow (off market listing) and I know this house is going to have multiple offers on it come Monday since I've studied the market for months. Is there a way to avoid it going to best and final if we present our offer in the right way? First off, I'm…
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Pricing strategy - what price to list at?
Hi everyone, After years of trawling through Rightmove you'd think I'd have this down, but now the time has come to sell our flat I'm just confused. The flat we're selling is a 1 bed flat with a garden in Brighton/Hove, we bought it for £270k in 2017 (offer accepted in May, survey in June, completed in December). We've…
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marriage breakdown
My wife and I moved house 12 months ago and this week she has decided to separate from me. We have 1 more year on a fixed term of 2.090%, 26 years remaining on the mortgage and an outstanding balance of £184k. My wife is going to continue paying half the mortgage and bills etc for now but I'm trying to think longer term of…
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Once offer is accepted, at what point do you get an electrical report done?
Hi, I'm a FTB and have had an offer accepted today on an old terraced house. The fuse box looks ancient and the house in general needs A LOT of updating. I'd like to have an electrical report on it to see if it's safe or whether any re-wiring needs doing. Once I've found a company how do I go about doing this? Do they have…
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Stamp Duty Rate
We are remortgaging our current residence and turning it into a Buy To Let, at the same house we are buying a house, which will become our main residence straight after purchase. One set of solicitors told us Stamp Duty will be £20.750, as we will have 1 residence, but second solicitors are saying we will have to pay £38k,…
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Share of freehold - transfer of share?
I bought a leasehold flat last year which came with a share of a limited company that owns the freehold (there are 4 properties, each leaseholder is supposed to have a share of the limited company and is a director in the limited company). The management agent that the limited company engaged to do the day to day running…
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Advice
Hi, As per posts I often only post about advice re: house buying. Two weeks ago I finally received an accepted offer on a property. The home buyer survey today was completed & the surveyor contacted me to give me a verbal update, I should receive the report next Monday. He mentioned two main things for me personally,…
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New builds: extra costs when buying?
Hi all. We're looking at the pros and cons of buying a new build and we're wondering about extra (hidden?) costs on top of the asking price. We've heard of some people having to buy carpet, tiling, grass for their garden, towel rails etc. as they didn't negotiate these in the price. I'm aware in the past there were…
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No question - just need to vent about my AWFUL vendor!
Hello As above, there's no question here - I just need a place to vent my frustration and figured some of you might appreciate a good rant! My partner and I are in the process of buying our first house. We started looking in 2019, but between Covid and assorted bad luck (including two collapsed sales) it's taken three…
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Land registry advice - adverse possession submission to a company that was dissolved 5 years ago.
We purchased a property 15 years ago. The lease for the house was transferred to our names, unfortunately a separate lease for the adjoining garage and drive was not (the garage sits under a flat - there are 3 other garages it is situated on). We are in the process of buying a house (this was started early September) and…
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Urgent help needed -- Landlord a complete nightmare
Hi I am really hoping someone can help with this, we are at our wits end. I'll try to keep it brief: My daughter is renting a flat with he boyfriend. She was recently made redundant from igloo, and the b/f has goneabroad to get work, as he was also laid off. She wants to move back home, as she cannot afford the rent. Ahe…
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CGT and Ex partner 30 years on demanding house be put back in his name
30 years ago, I split with my partner (unmarried). He paid me some money for my share of the house (probably not half but not prepared to contest it.) He wrote to me this week asking for me to put the house back into his name – which I am prepared to do but, my solicitor has advised me to get information on capital gains…
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Complete on my sale but stay here until we complete on our next property
Hello, Not sure if this is the done thing but it's the situation we're in lol My buyer is my auntie (not blood related but she's like my second mum <3 ). We're able to exchange/complete pretty soon which is fab, but my onward purchase is still a few weeks out. My auntie has asked if we can complete on the sale so it's 100%…
