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New Build Options Advice
Hi, so I am in the process of buying a new build and have been advised their are various options such a getting the full bathroom tiled etc. I was going to leave this and get it done myself. However, looking at my current bathroom the tiles etc have went on first then the bath, sink toilet. So my question is will the…
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Help with surveys & house pack
Hello! Today we've got the paperwork for the house that we're buying, and I was hoping for some opinions from more seasoned home-buyers! The house was built around 1880, and it seems in pretty good condition considering. The owner has been there since 1990 and has done an extension, plus cellar and loft conversions in that…
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Making an offer after the final offer
We viewed a property back in June but our best and final offer was ultimately rejected by the vendor, who according to the estate agent, would accept nothing lower than the asking price. The property is has been on the market since February. The estate agent told me that we were the first people to make an offer at the…
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House moving slowly? Or am i expecting too much?
Hi. I'm not sure whether I'm right or wrong/ott. We're ftb and had an offer accepted on 25/06. Memorandum of sale sent out 1 week later. Instructed our solicitors and they were asking for the certificates about 4 weeks ago. Our mortgage offer has come through and we've signed that. Every form we can return and fill so far…
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Air conditioning unit on side of neighbour's house - best approach?
Our new neighbours have decided to have air conditioning, and have had the external unit fixed towards the top of their house. It's pretty ugly looking, and will doubtless produce some noise, but although technically it probably requires planning permission…
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Struggling to sell London flat
Hello, My partner and I have been trying
to sell our flat in London for around 9 months, and unfortunately it just
doesn't look like it's going to sell. We've dropped the price significantly,
and are now marketing it for £20k less than we paid for it 4 years ago, but we
are still struggling to sell it. We've been through a…
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Why would the estate agen not mark it as under offer?
Made a request to view a home, they rang the next day to say it had just had an offer received so would not be doing viewings. The house has been on the market since March which is a long time for the area. I mentioned that it still said available on their website and they said it just hadn't been updated, emailed with an…
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Surface water drainage and notifying home insurance
So i'm nearing closer to an exchange and there was a drainage query on the property i'm buying whereby the surface water drainage has not been adopted by the water company so it drains to a soakaway. My Solicitor will not proceed with exchanging until i can get in writing that i have informed the home insurance company of…
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Estate Agency Terms for House Sale - Negotiable ?
Hi All First time selling a property and just wanted to check if the below terms seem reasonable or what do people feel would be reasonable level to negotiate to ? Just pasted the ones that I think matter replacing agency name with X; "…
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Missing morgage money
My daughter is buying her first house with a mortgage from a bank. The bank transferred the money 8 working days ago to her solicitor’s bank and paid a cash back portion into her personal account which appeared the following day. The money never reached the solicitor’s account and nobody seems to know where it is. Sending…
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Ending our rental contract - help please
Due to my husband's job transfer we have asked our landlord if we can terminate our yearly rental lease 6 months early, leaving in September - contract expires April 2022. Our letting agent has advised that he would be easily able to find new tenants and reassured the landlords of this. Our request to leave however has…
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Valunation - Advise please re surveyor
Hi All, I have done a few posts on here... I bought my flat in 2015 for 155k, it is a 2 bed ground floor on south coast in desirable location. We have done work to it and I accepted asking price offer of £180k. The buyer is doing a BTL mortgage and has properties all over, today, on behalf of the lender, Valunation sent a…
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Valuation while renting quant property from public body
Hi all, First time poster. I am currently renting a semi-detached cottage from a public body (which seems to be subsidiary to the council but is actually established by an Act of Parliament) and am interested in buying the property. The public body is interested in selling it (to us), and will start thinking about it…
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Flexible ownership Council flat
Hi there I have a quick but detailed question in regards to an opportunity (Dream) of potentially buy my first home. I have been living in my council flat for 5 years now and was hoping to buy it on the flexible ownership scheme( where I think you part buy and part rent) I was wondering which banks support this scheme? and…
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Relocate BTL - Advice Please
Hello We have rented out our former home for the last 10 years. We've been lucky with decent tenants and minimal voids, and as we live around the corner, we manage the property ourselves. We currently live in the North of England but plan to move back to London in 3 years or so. We wonder if it might be better to sell the…
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Sell privately if under offer through an agent
Hello, we recently listed our house with an agent and received an offer immediately which we verbally accepted. However, since then - we have been privately approached by somebody who would like our house and his would be perfect for us! We would like to do a house swap/part exchange. No chain etc. How does this affect our…
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All bins full at new house
Hi, I'm hoping to complete in the next month, just waiting on the solicitors doing their stuff. The property I am purchasing is sold as vacant, as the seller is a former landlord who is selling up. I went over for a look the other day and the black, blue and green bins are rammed with general waste, the black bin I can…
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Renogiating House Price after Building Survey
Hello. First time buyer here and first post! Basically I'm in the middle of a sale of a house I'm purchasing for £159K. The valuation came in at the same price but it was desktop valuation. I've since had a building survey done seperatly and the cost of defect estimations have come to 50K! That said it wasnt a huge…
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Inherited house
Asking for a friend She has inherited her Mothers house and her step father is still living there. Early days as they haven't even got probate sorted yet. House is in the UK but my friend lives in Greece. She's happy for her step father to continue living in the house but with certain conditions. Their relationship hasn't…
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House insurance between exchange + completion
Hi everyone, We're hopefully exchanging on a property this week (woop!) The property is a flat in a converted house (4 flats in there all together). All flat owners have a share of the freehold. The freeholders collectively contribute towards building insurance for the building as a whole. Now, I know we should get…