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Found a mouse in rental property
Hi all, the rental property is a ground floor flat. I noticed a small mouse in the kitchen, it runs into the gas underneath the wash machine. Who should take responsibility for this? Also, I notice water patch around the garden patio door after heavy rains, do I need to do anything other than report it to the landlord?…
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LISA'S
Hello, I have a help to buy ISA and my partner has a Life time ISA. Can we both use these accounts when buying our first property? On can we only use one or do they have to be the same i.e 2 x life time ISA 2 x Help to buy ISA 1 X Help to buy and 1 x LISA (this is what we currently have are hoping to use)
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Just purchased - can i beat the stamp duty deadline
Hello, Can anyone give me any advice, thoughts, opinions etc on how i can beat the stamp duty 'holiday' deadline? I have agreed to purchase a house yesterday. There is no chain as the vendor will be moving out with no property to buy. I am a cash buyer, so effectively there is no chain. The stamp duty is just under 10k…
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Sellers solicitor part 2 RESULT!!!
After a dismal performance see https://forums.moneysavingexpert.com/discussion/6231371/sellers-solicitors-are-so-slow#latest everyone in our chain was ready to exchange yesterday, Friday, with completion on Thursday our sellers are now relying on emails with us and their sellers to arrange things after their solicitor…
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Shared Ownership selling lease help
I'm in the process of selling my shared ownership property. It is almost at completion stage and the buyers now have requested to include a clause on the contract that they expect me to extend my lease before sale, at my own cost. There is 82 years left on the current lease. The buyer has already had a mortgage offer so…
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Enough is enough! Help winning against a rogue managing agent & residents company
Dear all, firstly I hope everyone is well and in good health! Sorry for the long post, but the thought of spending this weekend with a strong smell of raw sewage eminating has made me realise I have to do something. I'd really appreciate some help from the members in here, so thank you all for any contributions in advance.…
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Seller and Estate Agents have become unresponsive
Hello, I'm a first time buyer in London, and I'm near to moving into my first house. I have paid for multiple surveys (combined with solicitor fees, approx. £2000) and currently waiting on the Seller for some documents such as properties info & fittings form and specific documents asked to provide after the building…
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i have paid joint insurance policy after relationship split 10 yrs ago can i cash it in
My ex partner and i split up 9 years ago amicably and i have continued to pay a joint insurance policy (endowment) since we split. We have a son together and i thought should anything happen to either of us it would help the other given that my partner hasn't worked for last 10 years. The policy is coming to an end in…
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Does accepting a rent increase automatically renew the contract?
Hi, I've been renting a flat since 1st of May 2018 in London under AST (12 months) and was on a rolling/periodic month-to-month contract from 1st of May 2019 as I never renewed the contract. At the beginning of last year in 2020 my agency sent me letters as they wanted to increase the rent. I thought it was a bit…
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FTB Costs
My boyfriend and I are looking to buy a house in the near future. He’s got his deposit etc. sorted already and I have an okay amount saved towards this. I want to split the deposit and all other fees 50/50 but also want to have a bit of a buffer in my savings once all is said and done as a safety net! I’m effectively…
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Subsidence warning after building survey (SE Lonodon) + high premium on building insurance
Dear wise people in this forum, We are facing frustrations and hopes in the process of property purchase in South East London. (SE4 near SE15) Like other many people in this forum, we fell in love with a flat (it's the first floor on a terraced Victorian house) and our offer was accepted. On the 10th week of the…
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Neighbour has put up a bright light that points into my garden - what can I do
First off, apologies if this is in the wrong section of this forum. We have a shared path/ alley at the back of my garden. It is a private alleyway with residents of my street and the street behind us having access to it. There has been an ongoing discussion about installing some gates there due to petty crime and…
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Problem freeholders
I have a flat above a shop and the shop owners are my freeholders. They are preventing me selling my flat as they want to acquire it for a very low price. Any ideas what I can do? They have used foul means to try and claim I have breached many clauses in my lease which are all untrue.
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What are the risks?
13 weeks down the line of trying to buy house 1xi have pulled out as the vendors conveyancers were useless and in that time only just managed to send a draft contract. Moving on, the market is nuts, and houses are going to best and final offers with offers going 10% plus above asking and I just can't get a look in. I…
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Other people paying your fees
I know you have to cover the whole deposit yourself or have a gift letter which is fine. I have seen a new build I like. I have 15k in savings the deposit is 11k. So hopefully should be fine to cover fees. What I’m wondering is do they do the same background fund check for fees/ upgrades etc or could you family send you…
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Equity rich (ish)
My wife and I are both on state pensions,can’t get a loan but want to sell up and downsize but need money to go through the process. Is there any solution?
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Selling a house post divorce
Good Afternoon, After some advice please? My parents have split up, and the divorce has gone through. Unfortunately, the interest only mortgage is in my dad’s name. Mum has
been paying it for god knows how long and the courts have requested that my Dad
contact the mortgage company to enable my mum to deal. As part of the…
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No documentation for significant renovations
Afternoon all, the house we are buying has had some significant changes made to it in recent times, including a loft conversion which, while appears done to spec according to buildings surveyor, was never signed off by building control. The house was advertised with X beds including the loft room. numerous other changes…
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Any idea what a restriction would be on a leasehold house?
After waiting 7 weeks for replies to enquiries sent by our solicitor to our vendor's solicitor, I have been told today by the EA that the vendor's solicitor sent them this: 'We sent an
email to (management company) on 22/01 after we received the management pack from them and we
enquired regarding the restriction, We…
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Fixed term then S21 then new fixed term
Why would a letting agent do this? Fixed term tenancy agreed, S21 issued at end of contract, new fixed term offered and signed. At least 2 local agents seem to be doing this. As a matter of course they issue a S21 at the end of the fixed term, prior to offering a new fixed term contract. Even if the S21 is issued…
