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I have BAD credit, I want a new home, is it better sell my old one first or buy and then sell
I have terrible credit and I want to buy a new home. I originally wanted to sell my current home first and then look for a new property, but I heard that if I sell and try to buy with no properties to my name this will make it harder for me to get on the property ladder again! Is this true because of my bad credit? But If…
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Noisy neighbours & disputes not disclosed on SPIF form
Hi all, We have just passed our 1 year anniversary since moving in out our first home, an ex-local authority one bedroom flat in Richmond. Since moving in there has always been noisy; creaky floorboards, music (not late), heavy footfall and large bangs and vibrations in our living room from children running around next…
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flatmate refuses to pay full rent
edited for clarity: can someone in a flatshare change the amount of money they pay for a room during the course of a tenancy agreement without agreement from the other tenants? Lease is jointly/severally liable and there is no housemate agreement regarding who pays what per room, however there are bank transfers…
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McCarthy and Stone over 55 sheltered accommodation
Just wondering if there are any members who have an apartment up for sale and obviously we cannot have viewers but are still being charged the full rate of the service charge and ground rent even though the apartment is empty. My mum had to go into a care home after Christmas and now we can’t have viewings and paying for…
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Land Registry confusion
I wonder if someone may be able to help me. I have had varying quotes from Solicitors for Conveyancing. They each quote me either £270 or £540 My purchase price (shared ownership) is £520k. It is a new build. Some Conveyancers insist Land Registry is £540 and others insist it is £270 if done online. One says it has to be…
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Any advice? Reduced price for quick sale but taken over 6 months
Hi, I accepted an offer on my flat of £5k less than the asking price from a cash buyer who wanted a quick sale. That was over 6 months ago now. Any recommendations how I can speed up this process? I call the estate agent and my solictor regularly. They had said it would be completed by the end of March but now the buyer…
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Ready to exchange but no completion date - what to do?
I'm an FTB buying with HTB in London. We were due to complete in June once the property was finished being built, but with the development having come to a halt, the completion date is currently unknown. The mortgage offer I have expires on 30th June. I wasn't really expecting the contracts to arrive any time soon but,…
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Taking (ex)-housemate to small claims court with no current address
One of my housemates has stopped paying rent. She was due to move out at the end of March but its been delayed because the person who was going to move in can't move out her current place because of the virus. She had another place lined up and moved out and left her keys but is still on the contract. We are planning on…
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Mortgage on a house with history of subsidence?
Hello, I was wondering if anyone could give me any tips or suggestions on how to get a mortgage on a house that needs major repairs? I am a first time buyer and i need to be buying with a mortgage in order to get the government bonus from my LISA, if i just get a loan i will loose the bonus... I do not need a large…
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Buying new home - now Stranded
Hey folks, I'll try and keep this succinct for clarity. So in July (2019) we reserved on a new property with the house to be ready between December (2019) and February (2020). We then had to move out of house at end of January as we'd lose our seller (they couldnt move their mortgage and waited a fair while which was…
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Non-Tenant Occupier
Really urgent help needed. Sorry, don't know where to turn. My son is the sole tenant of a rented house. It's been shared with a now ex-partner for three years but she told him she was leaving him at Xmas for someone else she'd met online. That new relationship quickly fell apart, however, and now she's stuck and has…
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Mods - Please do something about all the house price threads on here
Mods have closed the House Price Debate board temporarily and have said "Please do not post content intended for this board elsewhere in the forum". Yet this board is receiving lots of threads solely about house price speculation. Mods - I know you're swamped at the moment, but please delete/lock these threads. Or post an…
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Completion date moved from April to December!
Following on from my previous thread. Our move in date (was meant to be 24th April 2020) has been changed on the official paperwork to 18th December 2020 (last working friday of the year) I've contacted the house builder who advised all their completion dates are being changed to December for financial reasons, but the…
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Unoccupied house check
Hi there,Bit of an odd one! We're going through probate and selling my grandmothers house due to her death in January. The house is 120 miles from us and for insurance purposes, needs to be checked on once a week. There are no neighbors near by who can check on it (all elderly!) If anything happens to the house, we are…
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Can landlords show people around an HMO right now?
I assume a landlord should not be showing potential new tenants around a HMO right now seeing as estate agents are not allowed to show people around properties? I don't think tenants would want an increased amount of people living in the HMO right now either. Can a landlord come to an HMO to check a room's condition if…
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End of Tenancy Repairs
I recently moved out of a rented property and have been in discussion with my landlord for a 2 months regarding what damage caused to the property I should pay for. I am in complete agreement that damage has been caused to the property and that I am liable to pay for it and have made it clear that I am happy to cover costs…
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When do fixture and fittings list come?
Hi, FTB here. I just want to ask when should we receive the F&F list? Is it after all the searches come? Or I can follow it up to my solicitor now/anytime? Thanks.
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Moving in with Girlfriend
We've decided due to the coronavirus, and the advice of the experts, we're going to move in together now, to avoid any unnecessary travel. It's a weird situation as i'll be leaving my existing rented accomodation furnished, and coming back once all the corona stuff has calmed down. I spoke to my landlady last night and…
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How long for house prices to fall
I know there are numerous threads about the question of house prices falling, but what I was more interested in was how long this would take to feed through to the official data? Before the severity of the COVID pandemic was known, I had an offer accepted for £780k for a flat. I paid a £2000 deposit to take it off the…
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Rules on Help to buy and inheritance?
For way of background, I am due to receive some inheritance in the next 6months or so. We have a help to buy equity loan with the government for c. 82,000. Is there any rules and regulations that state we must pay this loan off if we are due to receive any large amounts of money? If there is not, is there any rules or…
