-
Overseas inheritance - proof of funds
I live in the UK and have a UK passport, self-employed. My dad died in Pakistan and has left me some money, around a 5 figure sum of GBP. I am thinking of using this money to buy a house in the UK. I am a first-time buyer. I'm not sure how I could go about getting proof of funds for this overseas inheritance? What sort of…
-
Buyer pulled out
I accepted an offer on my house in early Nov & today have heard that the buyers have pulled out. We don't know why, they told their solicitors it was for personal reasons & haven't contacted the estate agent at all. We were expecting to exchange in the next week or so & I'd mentally moved out of this house. Thankfully…
-
Flat unfit to move in
My son picked up the keys to his new flat but when he arrived it was full of flies due to rotting rubbish having been left in the flat. He went back to his old flat and extended his old contract. He has written to agents of the new flat and asked for deposit and first month's rent back. He has had no reply yet. What can he…
-
Homebuyers or building survey advice
Hi, we are hoping to buy a new house, and were initially wanting to get a full building survey as it's only around £200 more, and I'm frightened of making a very expensive mistake! When we've enquired we've been told that we should go for a Homebuyers instead, as it was only built in 1987. The house does seem to have been…
-
Help with house purchase that backfired
Here is some background.. My ex partner (49) and I (25) bought a house together. We lived blissfully in rented accommodation for 18 months, until the landlord served us notice as they wanted to sell the house. Here is where I (19 the time) suggest we buy a house, mainly for security as we had just settled in the rented…
-
Any regrets about decisions you made as a FTB?
We are FTBs, and a few months ago my mindset was- can’t believe we can buy a house! It’s daunting so let’s try and get something under budget that doesn’t need any work doing. We need it to be near good primaries (we’ve got babies) but if it’s not near a good secondary, we can always move again in a few years. At least…
-
Solicitor charging to return money query
Strange one this! I am buying a house, offer was accepted last August. got this email from my solicitor ...... "We need funds to enable us to exchange contracts so the sooner you can get them to us the better. Completion is agreed for the 31st January." So I paid on 18th January. Just had a call today to say completion is…
-
Which comes first, exchange of contracts or finalising completion date?
Which comes first, exchange of contracts or finalising completion date? Our solicitor asked us to commit to a move out date but contracts have not yet been exchanged and no deposit made? I queried next day with our solicitor who said we shouldn't book moving van until the contracts have been exchanged??? Contacted our…
-
Suspicious email- Any ideas about this scenario please
I just logged into my email and there is an email supposedly from one of my Facebook friends who I used to work with but don't have much correspondence with since I left work 3 years ago. It has his Facebook profile picture at the top of the email and then in brackets it has someone else's email address, someone with a…
-
Shared ownership rent - calculations
Hi All, About to bite the bullet and purchase a shared ownership property (submitted applications for two we liked, so a waiting game now... fingers crossed). My question is in relation to rent part of the cost, so wondering if anyone here who has a shared ownership property would mind sharing the info on annual rent…
-
Nobody can help! Removing restriction from house deeds
Hi, I’m looking for some help regarding my moms house. In 2002 my dads company went into liquidation as he had had a severe head injury and was no longer able to trade. My mom and dad have decided to sell their house now as they are downsizing, however the solicitor has sent deeds to mom stating that there is a restriction…
-
Car parking space V Help to buy
Hi there, I was wondering if anyone could shed any light...... i'm interested in buying a car parking space (freehold with land registry) but i'm yet to buy my first home and don't have plans too for 5 years yet. What i would like to know is if the purchase will affect my eligibility for my first time buyer ISA benefits?…
-
First time serving notice on tenants
Hi, After a bit of advice please. I've been renting my old home for ten years and had a few tenants. I've been quite fortunate until now but my current tenants are giving me quite a headache. They came to me on recommendation from the previous outgoing tenant but our relationship has not been any way near as good. In fact,…
-
Should I extend my lease?
I live in a flat with 74 years left on the lease. I've been quoted by the Landlord 10K to extend to 99 years (not addition of 90 years). Is this a fair price? Also is it worth it? My property has been valued at 165K. Thanks for the help in advance!:money:
-
Purpose Built Flat vs. Conversions
Hi I have been looking to buy a house in east london and with my budget can only really afford flats. I prefer flats in victoria conversion where you tend to not have service chargers but they are more expensive. I have looked at some purpose built flats but I am not too sure what I should look out for. For instance I have…
-
Shared Access Dispute - Help Needed
Hi All I moved into a property last year that is end of terrace. There is an alleyway between my house and the neighbors house (the start of next row). The neighbor has a gate across the alley entrance and states it is private property. However, both our back gardens have gates which allow access to the alleyway, meaning…
-
"Main residence" that is not owned - SDLT higher rate q
Hi, Unmarried couple, living together for 5+ years in home owned by one of them only (partner 1). Now buying a new home together. Partner 2 owns a share in a family property in another country, probably worth more than 40k. I am fairly sure I read somewhere that the current home, the main residence, would count as partner…
-
Tenants Cannot give certainty for move out date!
Hi there, In need of some advice for a friend. I tried to read the information on here before trying to post a new thread, but feel like his situation is in a bit of a grey area. Friend and his family own a 2 bedroom house and have become accidental LLs. property is licensed. They let the 2 bedrooms to 2 couples. One of…
-
Nervous about exchanging and completing on the same day
So after a year of trying to move tomorrow is completion day. Except we haven’t exchanged yet as our solicitor is ‘still looking at our file’ even though there has been plenty of time for that as originally we were meant to move before Christmas! I don’t want to change the completion date from tomorrow as our buyers have…
-
Offers accepted on two houses?
Hi, Some advice please! We sold our house STC in July 2019. We found a property to purchase (A) soon after. However, we pulled out of purchasing property A around mid-September 2019 after too many issues on the survey. We made an offer on property B around mid September 2019 (few days after pulling out of property A),…
