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Survey question
I am currently in process of buying a 200 year old house and have recently had the building survey back. (For reference, the mortgage valuation has gone through fine). We have already negotiated a £45k discount on the asking price and the sellers will have lost money on the sale. It still seems to be a high price for a…
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How to see median rent for an area
How can i see the average rent for a property in any given area (not using zoopla etc) For example the average rent for a 2 bdrm flat in oxford or SE1 is £xxxx 1 bdrm house in oxford = £xxxx
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How to see Property for Sale in UK (not zoopla etc)
Is there a governmental website (for eg) that shows you what property is for sale and how much its worth? I can see previous history of property here: landregistry.data.gov.uk But not whether a property is for sale and for how much.
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House with annex and second kitchen
We have had an offer accepted on our next home. On seeing our mortgage adviser all seemed fine with offers of around 1.68%. However a day or 2 later she pointed out a number of lenders have rejected our request as: "they will not be happy to accept the property as it has a separate kitchen and bathroom or it could…
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Unequal ownership - Equity query
Not having lived together previously, we moved into our home nearly 2 years ago and we're finally in the process of sorting out the Declaration of trust, but we've come across an issue, and could do with some advice... Partner A had an apartment and from the sale of that was able to put 60% straight into the house, the…
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How to deal with landlord not responding after having all bills in my name in spite of contract?
Hi everyone, I've been living in a Shorthold Assured Tenancy agreement for the past 10 months, together with my partner and one of our friends. The initial agreement was for 6 months, and we signed a new one 4 months ago. Ever since we signed the new agreement, I have been receiving letters from nPower and Thames Water in…
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Must all enquiries be answered?
Hi all I’m the buyer in a purchase that is dragging because of supposedly unanswered enquiries. I say supposedly because in truth most of the answers have just been ‘no’. I’ll show you what I mean: 1.”Please provide copy Planning Permission Approval, Building Regulation Approval and Building Regulation Certificate of…
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Freehold /leasehold confusion - what to do
I have recently received a letter from Comptons dictating which insurance I should use at they have an interest in the leasehold of my property. They collect my £5 ground rent every year and often write to me dictating the insurance company. This year I thought I would buy the freehold and stop all this nonsense. Years ago…
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Vacating property
Hi, I am renting a room which I am vacating next month. I have informed my landlord in good time but disagree with the dilemma I now face. I pay my rent on the 1st of every Month. Therefore, I assumed I would have till the end of the month to vacate. However, my landlord is saying because I moved in on the 10th of month…
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Moving my mum into a retirement home
X-POSTED My Mum has bravely decided that she is going to move out of the family home (her only home for the last 70+ years) and into a retirement home. She was supposed to be moving house this week, but her buyers are having a number of issues around dates/money/whatever. To try and make the situation easier and de-couple…
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Mortgage advice, see out or pull the plug?
Been having a bit of a nightmare with my mortgage and I am wanting to get some advice weather to simply walk away or not Back story is we got an offer accepted on a house on the 26/7. Applied for a mortgage straight away through L&C. after a few days we got the detailed mortgage letter and as it looked good we went ahead…
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Capital Gains Tax on property gifted abroad
A number of years ago i was gifted an apartment abroad. It is now time to sell the property. As a UK citizen will I be required to pay UK capital gains tax following the sale, if the property was a gift? Many thanks...
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Conservatory and EPC square surface
Hi, When calculating a house square surface for the EPC, is a conservatory excluded? I feel like I have read somewhere that conservatories do not count towards the house sqaure surface, but maybe there are some exceptions. For example, in a particular case I'm investigating, a property has this 15 square meters…
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Check water tank (buying a flat)
Hello all, Thank you so much for all your valuable help when it comes to buying the flat. Please, can I ask you another thing I am wondering??? The flat I am buying is from the 60s and I have the feeling nothing has been done.. (electricity, water...) I have just booked for a electricity survey as the vendor does not have…
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Buying out ex-partner
Hi there, Not sure if this is in the correct section of the forum, was hoping to get some advice from people’s own experiences. Basically myself and partner are separating we have a 2 year old son together and are both on the mortgage. She is wanting me to buy her out as she cannot afford to pay the house on her own due to…
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Banning of Tenant fees and renting a garage
Good morning We are going through the paperwork to rent a single garage for personal use to use as some extra storage, i questioned them when they asked me to pay Tenant fee's explaining the ban on the 1st of June of these fees only applies to Private and not commercial lettings. So my question is, does a garage count as…
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End of tenancy worries - 5 weeks left.
I'm in the last few weeks of my tenancy and looking forward to moving out and in to my partners flat but am finding myself increasingly irritated by both the letting agent who are managing my tenancy and my landlord who are taking over management for the new tenant. So far I've had a pretty friendly relationship with my…
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Unhelpful vendor's estate agent!
Hello everyone, first ever post! We are currently in the process of selling our house and buying another. Luckily our buyer lives with family has a mortgage ready to go and our solicitors and theirs are already talking. Our offer was accepted by the vendor on the 8th August couple of £k above asking price (dream home and…
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Urgent, management company slow, seller threatens to pull out
I am hoping for some advice here. I'm in the process of buying a 1 bedroom purpose-built 2007 flat, I'm a first time buyer. The property came onto the market on 27th March and I put an offer in on 3rd April which was accepted that same day. So fast forward to today and I am STILL waiting for 2 final enquiries to be…
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Valuations when how is being sold at a cheaper price...
Hi there I'm new to the house buying process so apologies if this is a silly question. I'm buying a new build SO property in London and a valuation is due to be done by the lender. I'm getting a really good deal in that the full value of the flat is 40-50k less than other new builds that have already sold in the same…