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Right of Access
If the owner of a property has right of access over a private road that has been granted by deed, would any subsequent owner of the property automatically get right of access or would they also need it granted by deed?
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limited title guarantee... yet again
Hello Good Evening ! I will be very thankful if someone could help me with below query. I am purchasing probate property with 'Limited Title Guarantee', with bank mortgage. Property is registered with 'Title Absolute' in the name of deceased person; who has personal representatives, who are selling this property via their…
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How long before I should paint new build home?
I’m moving into a new build home soon and I’d like to paint the internal walls. However, given the fact that, especially in the early months, a house settles, how long do you think I should wait before I paint it? Ideally, I’d like to seal my bathroom walls with something decent as it doesn’t have any windows so I was…
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An undertaking
So, at the very end of the chain we are being held up by some "undertaking" thing. And i don't understand it so wondering if anyone could enlighten me? The second to last people in the chain who i will refer to as !!!!!! because they are. The !!!!!! lender won't let then break the chain for some reason. According to the…
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Conveyancers
Hi everyone, I'm buying a flat for the first time (although my fiance isn't a first time buyer so unfortunately I do have to pay Stamp Duty) and have just had an offer accepted on a leasehold flat :) I am just trying to get my head around Conveyancing. Our Estate Agent has of course recommended one, but I am sure that this…
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Power Station?
So I've found what appears to be the ideal property (online...have not had the chance to view it yet), but upon viewing the surrounding area on Google, I spy a power station rather nearby. You can't see it once you drop down into the neighbourhood, but is just being that close a bad idea?
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Insurance payout as income?
I'm completing my property rental tax return. Does an insurance payout I received last year count as income and is therefore taxable?
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Missold a House - Advice Please
Hi All, Just hoping someone can help me before I speak to the Regional Director of the builder. We purchased a new build property and moved in November. We were shown all the plans and all was fine, there is no pedestrian pavement so street lights were to go in a communal piece of shrubbery across the road. This week…
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Stamp Duty.. advice on charges
Hi. I'm looking for a little advice please(though I think I know the answer). Following my father passing away, I now have a share of the proceeds from his estate and this is going to enable me to buy a house. I am currently renting and have been doing so for the last 10 years following on from a split with my then…
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Estate Agent Contract
Hi My parents are currently waiting out a 14 day notice period with their estate agent who has sole selling rights and is still actively marketing the property until the end of this period. They will then be out of contract. The contract states that the estate agent will be due commission if unconditional contracts are…
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Home Buyers Survey
We have had the valuation through on a house we're purchasing, valuation was fine and mortgage is now approved. There are a couple of things in the Home Buyers Report that are listed in the most serious category of 'Defects that are serious and/or need to be repaired, replaced or investigated urgently' 1. A large hole had…
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Average credit score in area important for house search?
Hi, There are websites like https://www.checkmyfile.com/postcode-check.htm show approximate average score for any post code by compiling information from insolvency records, court judgments etc. I was wondering how many people care for this when they are deciding on their property, given that information compiled from such…
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MSE News: Government announces new measures to clean up the house-buying market
Estate agents in England will be required to hold a professional qualification as part of new measures to clean up the house-buying market, the Government has announced...Read the full story: 'Government announces new measures to clean up the house-buying market' Click reply below to discuss. If you haven’t already, join…
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Landlords - buying out of area. Experiences?
I have some funds for another buy-to-let, but I live in a very expensive area. I am considering buying "up north" in some student areas, where prices like-for-like are about 40% cheaper than around here. However, it must be a lot harder to renovate, advertise, let and manage them when at such a distance. Presumably one…
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Buying a new built delays to completion due to developer
Hi, just wanted to ask if anyone know legal implications of not completing sale on completion date given by developer (28.4.2018 year end) due to supposed leak in the bathroom. We were supposed to get keys last Thursday same day as CML checks in time for Year End for developers. They rang about 3 p.m. saying there is water…
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Wrote post now deleting it
post is no longer required this has now been deleted
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Memo of sale
Hi, I was wondering how much important is memo of sale is in the property purchase? There is a section in the memo where it says "Offer Special Conditions". If we ask to put the condition of sale here (something like 'vendor will be moving into rented accomodation') Or is it not worth the paper its written on?
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Looking at BTL property ***Advice needed***
Hi, I’m currently looking at buying a property to rent out in my area but am looking for some guidance and help amongst this community. Myself and OH have been able to set aside some money (£25k) as a deposit for a house within Gillingham. We have our own property which we mortgage as usual but are looking to invest in…
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Advice on landlord insurance please
Hi, This is my first post. We have a one-bedroom flat bought as an investment. The tenant was in situ when we bought the place and we took over managing the arrangement ourselves. The flat is leasehold with building insurance covered by the service charge. I want to arrange insurance for damage (in case of fire or flood…
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Mortgages
I took a mortgage out on my own on a 35 year term. I’ve been in it a year. It’s a 2year fixed rate. If I sell next year when the fix terms up what happens as they’ll be 33 years left? Interest is 2.3% or similar. Say mortgage was 90k and I sold for 120 what happens?
