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What's this area like?
My friend is looking at apartments in Leatherhead, 2 bedroom and has seen this one http://www.rightmove.co.uk/new-homes-for-sale/property-50283471.html;jsessionid=516E1D6A14B86A2F42B3BDB19654AC6A They are after the 2 bed version which they are hoping to get around the £310k mark. They have rented a couple of miles away…
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Bought at auction - solicitors delays....?
Hi All, purchased a property at auction for the first time, the completion date should be this week but my sellers solicitor is struggling to get in touch with his client, so my solicitor is struggling to get the work done in time. Spoke with the auction house who advised to talk to the solicitor but he's already gone…
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Electoral Roll
this place never changes, alwauys morons around
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Taylor Wimpey South Thames
My partner and I are looking at buying on a nearby development which is being developed by TW South Thames. Just wondering if anyone has any experience with this particular TW branch and also an idea of what is included as standard and options costs? We are looking at a 3 bed property in Sussex and just trying to ascertain…
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Barclays questioning court order on payslip - advice please
Hi all, My partner and I are currently applying for a mortgage via Barclays. It's well below our upper limit and both of us have good credit scores (both the same at 977/1000 on Experian and above average on Equifax) so we went in confident of it being accepted. However, there is a discrepancy on my payslip that Barclays…
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Disclosure after SPIF form submitted
Should our sellers have disclosed a neighbours planning application submitted after they completed the Sellers Property Information Form? It would appear the application was made after the SPIF form was submitted but before completion, can't seem to find much information regarding this online as to whether they were…
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avoid deposit
Hi. I have an house to sell, my daughter would like to buy it bit is struggling with the deposit. Is it acceptable/legal/possible for me to reduce the asking price by 10% and then she gets a mortgage for 90% and I can then state I paid the deposit for her without actually having the deposit? Thanks
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Land we didn't realise we owned, is it too late to claim it back?
Hi, Would like some advice please. We bought a detached property just over 30 years ago and didn't realise till after our mortgage was paid and received our deeds that a piece of land behind our house belongs to us, which is currently in use by next door with a very unattractive shed built on it. On our title plan it shows…
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Reserving new build - negotiation questions
Hi folks Me and my partner are reserving a new build this Sunday. I'm fairly clued up on mortgages, houses and always been good at haggling etc. so i fully intend to try and squeeze something out of them, however every thread / guide i've come across sets the context of developers having an abundance of overpriced homes…
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Initial documentation from solicitors
Hello, We have just started the process of buying a house and are awaiting the documents from the solicitor. What sort of documentation did you receive from your solicitor and how did you go about proving ID? did you need to get this certified or did you go to the solicitors office to do this? Regards,
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Previous Landlord gave false information
Hi, just wondering if anybody has any advice... We were renting privately from Dec 2012 until June 2017, a few weeks ago a debt collection letter found it's way onto the doorstep of my new house (also privately rented). It turns out that Scottish power had passed an overdue account from our previous tenancy onto them. I…
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Can I fight (potential) adverse possession of my land after 12 years?
This is my first post so I apologise if this in not the correct forum. Around 2001 (when I was a kid), neighbours cut down our tree and built a crude brick wall in the dead of night. My dad couldn't do anything as he was on his own, I was only a kid and the neighbours were a bunch of thugs who threatened him. He called the…
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Guarantor on a friends flat - Question
Hi All, Hopefully this question is in the right area. I've been a guarantor on a friends property since 1st April 2014. I recently got in touch with the company that manages the rented property to enquire as to whether I still need to be guarantor, and how I would go about removing myself as this if need be. The reason for…
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Let to buy if moving abroad?
I own my house outright having bought it from an inheritance. It is in a small northern town and only worth c. £100-110,000 but I have no mortgage, and indeed wouldn’t be eligible to get one due to irregular income. I am considering a move overseas (to a country I have lived in before) and my next-door neighbours, who rent…
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Sell or rent 2018
Looking for some advice and ideas from people who know more than me ! My siblings and I have our inherited 3 bed house on the market in London(I know, we are very lucky) , very little is selling and prices are falling. Do we take it off the market, rent it, and wait and see if the market recovers next year. Or drop the…
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Tax Impication for re-evaluation when gifting a property?
Hi Is it important to evaluate the value of the property when I gift it to my wife? Does it have any tax implication for the future when it comes to letting & selling. etc? It shows the value has increased since I bought it Thanks for any suggestion.
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India Overseas Property Problem
Hi some family members invested in India property development and are struggling to get any progress over a number of years. The developers are contactable but make excuses and a refund is not forthcoming. They cite the RERA laws as complicating things which have come in to protect buyers but it is also a delaying excuse.…
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How to Split GR/Building Insurance
Hi, I'm currently working with a vendor/freeholder to finalise the terms of my lease for a property that has been recently converted (freehold house converted into three leasehold flats by a developer). 1) It has come to my attention that the Ground Rent is the same for all flats (£400 pa), even though my flat is 150k-175k…
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Moving up the laddder next year: save cash or overpay mortgage?
Hi all I bought my first flat just over 2 years ago. In 2019 my fixed rate mortgage comes to an end and I’m likely to want to move to a bigger place (I’ve seen Ok equity growth, and have had a few pay rises in Work). My question is, should I try to keep all my savings in cash in anticipation of moving next year, or overpay…
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Break Clause
Hi there, I got stucked in deppest problem. I had completed 12 months stay and recently renewed my contract. My renewal agreement says all terms and conditions are referred to Previos contract but except break clause,unfortunatley we didn't notice this and signed the agreement for 1 more year. We vacated the property after…
