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Buying house - Title plan shows more land.
Hi. First post - after some advice on something I have spotted on the title plans of a house I am buying. The house is surrounded by fields. The title plans of the house show that an area of land currently used as part of the larger field around the house is actually part of the title of this property. I've obtained the…
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Moving from Bought House to Long-Term Rented
Hello, Me and my parents currently live in a 3 bed room house in a town on the outskirts of County Durham. We are planning to move to a 3 bed room rented house in the same town, which has a smaller footprint, as my parents don’t want to deal with the possibility of anything going wrong in the house as my parent has a low…
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Gifting my share of a property
Hi All, I joint own my current house with my mum(Who also lives in the house) and am in the process of buying an off plan property which will be ready early 2019. I will be moving to this new property and it will be my primary residence. In the summer i will start looking for a mortgage for this new property but between…
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SDLT on new purchase / transferring title
Hi All Heres the situation. I own my home my wife who lives in it with me is not on the deeds. She has a home from before we were married. We are selling my home that we live in now and buying a home in both our names that we both will live in, so its my only sole residence but my wife has another home which isnt her sole…
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Advice on splitting equity of the house.
Hi, Ideally after some advice, as I am looking to be bought out of a joint owned house with my ex partner. On the deeds upon buying the house I am at 25% of ownership as the other half inherited money from a family member. The value of the house has increased and approx a sum of 70,000 of equity in the house. Due to the…
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capital gains tax, what will i need to know?
We bought a house in June 2010 with a buy to live mortgage for £90,000, we lived in it until Feb 2013 when we moved into a rented house due to moving away with work to the other end of the country. We still live in rented accomodation. We rented it out until last month (Jan 2018) when we decided to sell, we have sold it…
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Conversion done with no building consent?
Hello, I'm a first time buyer and after nearly a year of searching found an ideal house, In a good area and on a nice street. However I have hit a problem. The house is listed as more than other 2 bed houses on the street because of a loft conversion that has created 'usable and heated attic space'. I based a first offer…
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Subletting - overcharged for utility bills
Hello For the last year I have been subletting a room from a tenant, who is renting a whole flat from a landlord. I have reason to believe that she has overcharged me for utility bills. When I moved in, our agreement stated I would pay £25 per month towards gas and electricity. Fine, I agreed to this. Around September, the…
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1 Bedroom House New Build - Is It A Bad Idea?
Hi guys. I am looking to buy a house, at the moment im in a private rented property, im not a first time buyer. I live between Coventry and Leicester and the standard of pre owned houses it atrocious, to the point i cant find something i like and that meets my requirements. I have found a detached 1 bedroom bungalow for…
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Help! Want advice before 2nd viewing :)
Hello. I am looking for some advice and opinions on a house I am interested in making an offer on as I am not sure if a few issues I noted are concerning. I'm not exactly sure of the period of the property but I guess it's a 1930-1950's 3 bedroom semi-detached. I really like the property and have arranged a second viewing…
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Selling - property valuation - what to ask?
Hi, We are looking to buy your mother in laws house so need to sell ours. I!!!8217;ve never sold a house before and I!!!8217;ve got three estate agents coming to give valuations. Please can you give me tips on what I need to ask for? The mother in law says I should ask for a fixed price, though I was under the impression…
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Linden Homes advice regarding new builds etc.
My wife and I are purchasing a new build off plan with Linden Homes, there seems to be a lot of negative press regarding standards and other Leasehold issues (ours will be freehold thankfully). Can anyone give us any updated info regarding their experiences with Linden Homes, or any info with regard to dealing with them as…
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Additional property?
Ive got one property (flat/maisonette) rented out and i am living at the parents. Ive paid just over half the mortgage. Not sure how to go about getting out of the parents as im getting a bit old for it! My options are: 1. Evict tenant and move back in (however tenant doesnt want to leave) 2. Rent a small place myself…
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Help to buy ISA confusion
I was speaking to a friend who is due to buy a house shortly and asked him whether he had the HTB ISA in place that gives him the 25% bonus for first-time buyers. He responded that he would not touch it as "you could end up paying back loads in the future, the government also owns a quarter of the property" This has…
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Neighbour turned off gas supply
My neighbour for the last week minimum has been going into my gas meter box and shutting off my gas supply between 7 and 8.30pm and turning it back on at 6am when he leaves for work!! So at night I've had no hot water or central heating and after exhausting every other thing it might be I finally clicked what's been going…
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What to look out for when buying a new home
Hi all, Reading the forum posts some members have mentioned instances where the new home they bought had modifications done to it by developer without them being aware - e.g. driveway orientation modified, garden shortened or window designs changed. Or worse they gone handed over a home with major faults like fixtures not…
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New homes - developers open to offers?
Hi, I'm looking to buy a new home in Reading and there are a few developers - Taylor Wimpey, Bloor Homes, Bovis, Bellway, Linden, etc Unfortunately most of the offerings are unaffordable for me. Based on forum members past experience - are the developers likely to accept offers of around 3-4% under asking price or will I…
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New Build - Paid SUBSTANTIALLY more than neighbour
Hifirst time poster and I'm hoping you can help. I've recently gone through a first time buyer process and have just exchanged contracts today, YAY, etc. Now, we've gone through everything including valuation and all of the formalities and the reality is we were overpaying for our house by approximately £7,000 but given I…
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Financing self build?
I own a plot of land (urban Belfast). It’s fairly substantial but I just currently park my car there as it is adjacent to my property. I’d like to build a three storey building with apartments to rent out. I’ve not looked into planning yet but this would be in keeping with the immediate area. Presuming this is ok, how do I…
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Capital Gains Tax and Selling home after marriage
Here is the scenario: I have my own home, my boyfriend has his home. We decide to get married so he sells his home and moves in with me. If the sale of his house completes after we are married is/are he/we still liable for capital gains tax? Is there a grace period for selling the home? Are we better to sell his home, then…
