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House buying, renting & selling
Archives for July 2017
Discussion List
FTB - Timeline help
Hi I am a First Time buyer and I am really grateful for all the insights on this forum. I have a few questions. Status - A. Vendor's solicitor has issued the draft contract paperwork. B. HomeBuyer Report is available C. Mortgage Offer has been issued 1 - When should we close our Help ti Buy ISA account and provide closing…
Will I need a guarantor?
I'm in my mid-20s and looking at moving out of my parents' house to get some independence, however I am concerned about the process of renting, and whether I would be accepted by a letting agent. My parents assist me (as I have a disability) so I would only move local. I'm looking at a studio, which cost around £750-£780 a…
Remortgaging one house to buy out a share in another?
Hello, When my mum died last year I inherited 2/3 share of her house with other 1/3 held by friends of hers. I was going to sell but now for various reasons (two of which are the location and uniqueness of the property) we've decided to buy the other party out and my husband will live in the property (he is retired) while…
Help to Buy ISA milstone
Good afternoon all, I have been saving the maximum into the Help to Buy ISA religiously since it became available in December 2015, and now have £5,000 in it, which with the bonus of £1,250 provides me with the full 5% deposit I require for a purchase price of £125,000. I am hoping to secure a property in the next 1-2…
ending a periodic tenancy ???
Hi I wonder if any one can advise me. i have just left a 3 year relationship and have moved into alternative accomodation. my ex partner and i had a joint tenancy on a rented property, this was a six month assured tenancy. the landlord has been very good and professional no complaints there. I have paid all bills rent and…
Right to buy
My mother has applied to buy her house under the right to buy scheme She put the numbers of years residency as 31 years as this is how long we have lived there..... My father was the only name on tenancy and when he died 7 years ago. It was transfered over to my mother they were married with same surname She has received…
When to give landlord notice.
Our landlord requires 2 months notice of end of tenancy. We are in the very early stages of buying a house, mortgage applied for. And the survey is booked in about 3 weeks time. The seller is after a quick move and there is no chain. When should I give my 2 months notice? It really worries me that if we give notice now we…
Suggestions on hiding extension
Hi, My neighbour has a relatively large brick building at the bottom of their garden. We bought our house six years ago and it was there already. I have gradually been getting my garden to where I want it to be and would like to hide the building as much as possible. I did'nt mind it to start with but now I find it quite…
Leasehold garage problems
Hi all, I was suppose to complete on the sale of my freehold house today, only it has been held up because of a problem with the insurance on the leasehold garage. I have read other posts on here about this that have now been closed but no one ever said how they resolved the problem? The company that manage my garage sent…
2 year old house and cracks
I'm a FTB and originally had my eye's set on a new build. I thought I'd consider my options and check out older homes as a comparison to compare my options. I just viewed a 2 year old house and it's got cracks appearing around skirting boards/door frames. I imagine if I had purchased the home as a 'new build' directly from…
Negotiate after reservation/mortgage offer for new homes
I am in the middle of buying new home,i have paid £500 for reservation and agreed with the listed price.I have got my mortgage offer which the developer has been informed us but i have not exchange the contract for now due to workload of my solicitor. Is it possible for me to negotiate for offers at this period before…
FTB Help
Hello MSE's, We're first time buyers and we had an offer accepted on a beautiful house that we instantly fell in love with 4 weeks ago, we've had our mortgage approved and now are just waiting for the vendors before going through solicitor checks. Having been in touch with the EA for updates on where the vendors are at…
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