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Buying a new build - debate on deals
Hi, Bit of advice if someone can please. We have a mortgage-free property that we want to sell and buy a much bigger new build home. Obviously, we're aware we can sell up and buy the new home, go with an Easymover kind of scheme or part-ex. What I'm not getting a clear picture on is what the best option is. Any opinions?…
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How long does the waiting game last?
How long after a closed bid closing date do the potential buyers normally hear whether they have been successful or not? Thanks in advance :)
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HELP PLEASE Boundary Fence Issue
I wonder if anyone can help. In 2010 I bought a house. There has always been a 15/17 inch gap between the fence on my property and a neighbours wall. This 15/17 inch is always overgrown so having discussed with the neighbour I decided to clear it. After this I decided to find out if this was in fact my land. I got in touch…
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Conveyancing fees
OMG I had no idea it was so expensive! PROPERTY : TBAPRICE : £230,000.00 Our Conveyancing Fee: £664.00TENURE: LeaseholdSupplemental Leasehold Fee: £270.00Stamp Duty Land Tax Return Preparation Fee *** £95.00Mortgage Lender Legal Fee** £140.00Bank Transfer Admin Fee: £38.00ANTICIPATED FEES:£1,207.00EXPENSES: VAT on our fees…
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Removing Ex from mortgage
Hi. I have a joint mortgage with an ex from years ago. I had him removed from the deeds so it is just my name on the deeds. However, he is still on the mortgage. I am unable to remove him as I cannot afford the mortgage on my own and myself and my new partner have poor credit so doubt we would pass the credit check to put…
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Cash in hand for rented room
Hi everyone, hope someone here can help! I have always rented through letting agencies/estate agents but due to a change in circumstances, I am going to rent a room through spare room. The landlord seems lovely and the room is fine, but they would like the deposit and all monthly rent money in cash. Is this normal or…
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Mortgage dilemma
We bought our flat in 2015 with a 10percent deposit and 3.44 percent interest(halifax). The fixed rate will expire end of September. By realistic estimations according to price paid recently for similar properties our flat value increased so that if we remortgage after September we can increase our equity percent to 25 pc…
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Home Insurance.... to include leasehold garage ?
Hi can any one recommend insurance firms that would include a leasehold garage on the policy ? We are currently buying a 3 bed end terrace house, which includes a leasehold garage under a coach house next door. I'm having trouble getting home insurance quotes which will included the garage. any advise? any one with…
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Conveyancer missed water issue
Hi, we recently purchased a house and have just been told by a neighbour that his property and a neighbouring business use our water. We pay the bill and he then reimburses us for 25% and the nursery owner pays us 50%. I have contacted the water company who know that there are several properties attached to our meter and…
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Buying home from Dad and Uncle
Hello, new to forum looking for some advice. I am buying a house from my dad and uncle that they inherited. House is paid off. I will be getting a loan for my uncles half of the house and inheriting my dads hlf. I need advice on how to go about the whole situation. The house is located on our family farm so I would…
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Landlord wants to deduct from deposit to replace knackered carpet
Long story short: >Viewed property in June 2011, was told living room carpet would be replaced, requested that the carpet stayed (preferred it to hardfloor even if it was tired) >Moved in July 2011 >Moving out this month, carpet is now knackered, to the point where making it look clean is actually quite difficult. Landlord…
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Neighbours extension being built across boundary in my garden
Hi Guys I'm in need of some advice. I'm a secure council tenant of over 30 years, have lived in this property 28 + years and pay full rent with no arrears. Last year the council built an extension to the back of my property as the kitchen was deemed too small. This year my neighbour also a council tenant is having hers…
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Renting........ what can I do when no agents will accept me?
Ok so here's the thing......... I'm a healthcare professional and earn a reasonable wage ish (I've worked b hard to get where I have). I'm a single mum, have two teens, 18yrs and 16yrs. I split from my ex husband 3yrs ago and ended up paying for all the bills which ended in a debt management plan . This effected my credit…
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Getting 150k Loan together quickly
There is a property in a terrible state I wish to purchase and renovate, I have spent many months tracking down the owner and simply put I require a loan of £150k quickly to complete the sale otherwise it will be lost. I have two properties with an equity of around 100k in them both. I have a good income and the property…
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Price paid missing from deeds
I'm thinking of buying a property and I've noticed that the last sale date and value from zoopla doesn't match what I'm reading in the deeds downloaded from the land registry. For my own house the land registry deeds show the date and price paid under the "B: Proprietorship Register" section but in the house I'm thinking…
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2nd property SDLT refund
I am in the process of buying a house and selling my flat, as we will be doing renovations on the new house, we will be staying in the flat for a few weeks while these go ahead. This means that we will for a short period of time own two properties and therefore have to pay higher rate of SDLT on purchase of the new…
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Can I do this?
I bought a property 4 years ago, my ex partner provided the deposit for me. Nothing is down on paper regarding this, however she is demanding that I sell the house as I have broken up with her as she has been up to no good. Can I decide to sell at negative equity? The chance to get my own back seems to good to pass as she…
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Land Valuation
How much would 250 square metres of land cost to buy (only the land)? The land is adjoining existing developed property.
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Gifted deposit Halifax mortgage
Hi everyone My partner and I are buying a house and £6000 of our deposit is gifted. The money is coming from my grandad and a letter is needed from Halifax from the person gifting the deposit to say they are happy to do so and it is non repayable and they have no interest in the property. My grandad is very old school and…
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Door blocked off but not blocked off
The property I'm considering purchasing has recently had what looks like a very expensive kitchen fitted. However, in doing so, the units have been extended right across the wall where the back door used to be. All looks as it should be from inside. However, outside, the door is still in situ! It is a wooden door with…
