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How long?
HI We are nearing completion on our house purchase! The vendor is desperate to complete before the end of july as she is away all of august. Our solicitors seem to be taking forever. I have never had a reply from emails to them so have to ring for everything! I informed them via phone about 2 weeks ago the vendor was…
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2000 GBP for management pack??
Hi All - We are in the process of selling our leasehold flat and our management company just quoted a ridiculous cost for the management pack, more than 2000 GBP!! It took them 3 months to get this quote btw... has anyone experienced something like this in the past? Is there anything we do? They are not even responding to…
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Gas SafetyCheck & Electrical Installation Report
Dear All, The HBR stipulates Gas Safety Check to the boiler, heating and water heating system as they've not been serviced or maintained and installation appears unconventional. The electricity consumer board is old but upgraded with cartridges and as it has limited safety protection a new consumer unit should be installed…
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Shared Ownership resales
Hi, Any ideas as to whether Help To Buy Resale properties that have 2 beds or more are prioritised to families ahead of single people with no children? Cheers.
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Solicitor won't commit to exchange date
So To keep it simple I agreed a completion date of 28/7 with a proviso that I needed 2 weeks between exchange and completion. Didn't hear anything so contacted my solicitor to see what the hold up was to be told they were waiting on a new redemption statement from my building soc. that they (allegedly) requested a week…
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Council Tax Dilemma
My son has got a job in manchester for 3 months and we have managed to rent him a flat for the duration (which is very difficult mostly they are for 6 months). As he is a student I put my name on the tenancy agreement (and paid the rent up front) although he is the only person living there. I have received a Council Tax…
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Broadband connection without line rental
Hi, We currently rent out my parents old house. In the area it is located it is not possible to get satellite reception, and parents never into broadband. I think this may be putting new tenants off. (ie no broadband or satellite). I would be happy to pay for somebody to install broadband, but do not want to start paying a…
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joint tenants' fees
Have a question regarding fees in a joint tenancy - hope someone can help out. The flat I'm renting has had 3 tenants at any given time for the past 2 years, 5 people in total (4 of them are all friends, I'm the only random person), in shared tenancy. I moved here 4 months ago and we are all moving out in a few weeks. The…
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Mortgage with a CCJ
Hello, new to the forum today :) Me and my partner moved into my parents house, after renting for 10 months, to save for a mortgage. Nearly 2 years later we have £14,000 saved up, and by January we will have £18,500 approx. We are looking to buy a house for £140,000 with a 10% deposit, so mortgage of £126,000. Problem is,…
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Online Estate Agents with no sale/no fee policy?
Hello All I'm about to sell my flat. Does anyone know of any online estate agents that have a no sale/no fee option? I've had a few evaluations from traditional local high street EAs..then the sale process was delayed a couple of months due to a family issue..meanwhile Purplebricks advertising has been constantly on the TV…
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Are we rushing our sons into buying when they are probably not ready?
Our sons are 19 and 22 both living at home. We have been mortgage free for last 5 years. House prices going up dramatically in our area, around 10 - 15% per year for last two years. We can save £15k a year but it's going into a black hole when it comes to house prices. We had the idea of them getting a £90k mortgage and we…
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Possible repossession costs
Close friend co-owns 50/50 property with ex, she left a couple of years ago after nearly 40 years, and he still lives there. Interest only mortgage on the house expires towards the end of this year, quite a lot of equity, and there is not going to be an extension to the mortgage term because she is not going to agree to…
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[Help]: Tax Accountant Suggested Claiming SDLT relief 1 year after house purchase?
Dear All: Good afternoon. Recently received a number of ADs from a tax accountant, saying that we are entitled to claim part of our stamp duty back for the house we purchased one year ago. We called them and they told us that this is due to "multi dwelling relief". And they will charge us 2000 pounds for the claim on no…
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House on market less than a year after previous sale
We've seen a house for sale we like the look of but are put off by the fact that Zoopla shows the last sale as being in December 2016, I know there could be a number of reasons why it could be back on the market so soon but it's difficult to look past the neighbour from hell scenario. We would of course ask the seller…
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Issue with "house guest" next door.
Hi, .......................
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Buying Freehold
We recently bought a flat in a converted house. The flats were converted about 10 years ago and have about 115 years left on lease. The freehold and all 5 flats were previously owned by a single individual who has now sold all 5 flats to private individuals (some owner occupiers and some BTL). Now all have been sold he…
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Shared Ownership - Unable to staircase to 100%
Hello, I am in a shared ownership scheme, which I have staircased twice already to reach 77% ownership. I am trying to get to 100%, but unfortunately the value of the flat has increased and the 100% target is not possible according to all lenders I've spoken to Are there any options left? Any thoughts appreciated
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Delays caused by Buyer - should we trust them?
Hi, Just looking for some advice on a situation we have unfortunately landed in after a very smooth first few weeks. To put you in the picture. We have a property (a flat) which we found a buyer almost instantly. The buyer is a well known property buyer in the area with an extensive portfolio and happens to also be the man…
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New Build Part-Ex scheme - yay or nay?
Has anyone any experience with this scheme? Any alarm bells i should be aware of? Current valuation of home is 335k, will they knock that down quite alot?? TIA
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General Advice about our selling/buying position.
It's a long list so I try to be succinct. 1. We have just gone to market but the estate agents photos and descriptions are crap. We went with an upfront fee to save on commission so don't want to annoy them to much as they may not push our house, but would really like to ask them to add some of our own photos. 2. Photos:…
