-
Valuation report
We had our mortgage offer from Precise- all happy- and have just received the formal offer and copy of the valuation report through the post. All looks fine, recommends getting the damp looking into which is fine as we're getting our own survey done anyway- and they say the damp isn't sufficient enough to affect the value…
-
Fitness for Human Habitation Bill
This Act is on the statute requiring slum landlords to provide accommodation of a reasonable standard. It is meaningless because at the moment it does not apply if the annual rent is over £80 in London and £52 elsewhere. A bill is going through Parliament at the moment which would raise the limits which have not changed…
-
Waiting to complete - anyone want to join me?
I'm so excited as we complete Friday 23rd and am wondering if anyone else completing this coming week? It's been a long 15 weeks and 6 days for us. I know others have waited far longer to get to completion and I really don't know how it's not driven you crazy as its pushed me to the edge at times! To those of you…
-
Buildings and Contents Question
We are at the last stage of getting a mortgage, confirming our buildings insurance with the bank. Last Saturday had a compulsory appointment with the bank to discuss their policies. They wanted £33 a month and I had a feeling it wasn't the cheapest option. One thing the mortgage advisor told us was that as we are buying a…
-
post deleted
post deleted
-
Pickfords Removal Nightmare
First let me say if I have posted this in the wrong place, please move it to the correct location. Hi everyone, having a nightmare here. We agreed a quote with Pickfords, they collected our goods and placed them in storage. We moved to Sweden, bought a house then requested our goods. Only to be told in an email, that the…
-
Will I pass a credit check?
Hi, apologies I know a lot ask this but I have not found an answer specific to my situation. Me and two of my friends are wanting to rent a place next year however I have a poor credit score. I have no ccjs and have never been bankrupt however due to living with a rather nasty boyfriend (with a gambling addiction) I have 2…
-
Deposit return - agent claims I agreed to pay check in fee
I moved out of a let 2 weeks ago, and have been asking for deposit to be returned (protected by "mydeposits.co.uk") . They today claim I agreed to pay the check in fee on the landlords behalf when I moved in so will take this out of the deposit. (its around £170 i think based on check out fee) Apart from the fact I have NO…
-
Renting the safe way with no trouble from council & bank?
Hi, being honest i am bit struggling financially so i decided to convert my house into two flats and rent (get a lodger) the first floor flat. (converted 1 bed into living room + kitchen) and it has separate bath + a massive double bedroom. i will rent the flat with all bills included so the lodger only pays a lump sum…
-
Buying a Repossessed house help.
Hi earlier this week myself and my husband put an offer in on a repossessed house. Don't worry I am not asking about the process, I know buying a repossessed house is extremely stressful and we are most likely to get gazumped at any stage up to exchange. Anyway it was accepted, background is that it has been up for sale…
-
First Time Buy | Advise needed
Hello I am a First Time Buyer and am trying to save up some money for the deposit. I have a couple of Pension Schemes and I wanted to know if there is any authorized way to use this as a deposit or get a loan against it for a deposit? Any advise on this will be much appreciated. Thanks in advance.
-
Advice on viewings
We have our first viewing this weekend of a property that has grabbed our eye. We had 4/5 previously that we liked the look of, and were left more than disappointed when all of them were sold when we tried to arrange viewings. So...after a couple of weeks waiting for something to come up we saw this one added a couple of…
-
Offer on property that needs roof repairs
Looking to offer on a property in Scotland that requires 1800 worth of roof repairs, the seller has stated that they will cover this cost. If i make an offer does this mean I could only move in once the repairs are carried out. We accepted an offer on our property and have a completion date 5 weeks from now. So would hope…
-
maisonette vs flat
What is the difference between maisonette vs flat in terms of legal status? I believe both are leasehold properties and attract management fees and restrictive covenants. I am thinking of buying one for BTL purpose. Shall I be better of buy one over another?
-
Licence to use land
Hi there, I'm hoping someone has some knowledge about land licences. I have been searching and searching to no avail! We wanted to buy some land from the local housing association to extend our garden. However they are not willing to sell, but would be willing to licence the land to us. What does licenced land mean?? Can…
-
Use lenders surveyor for Homebuyer's survey?
Hi folks, Currently purchasing a property with a mortgage from HSBC which includes a free valuation survey. In addition they also offer upgrades to a Homebuyer report (£258) or a building survey and valuation £534. I intend having a Homebuyers done anyway and £258 seems a good price. Is there any reason not to use the…
-
"Open Residential"
Has anyone any experience with this mob? The website is openresidential dot co dot uk. All numbers lead to the same answer machine that "Colette" never answers. She refuses to phone back even after several left messages, and she's requesting both a deposit and first months rent BEFORE any documents are signed. We've been…
-
Cats in Property - Not Allowed in Tenancy Agreement
So.. after having rented my property out now since August I have had 2 late rent payments (one by 3 weeks and 1 a week late) and yesterday discovered 2 kittens in the house. Now the tenancy agreement clearly states no pets without my permission which I have not and would not give. Now I now believe this woman is…
-
Private renting
Hi all, I am considering renting out my property privately. I have downloaded a shorthold tenancy agreement. Any recommendations on how to do the insurance? It is potentially only for a couple of months, so I don't want a full yearly policy.....
-
Damp & Timber Survey
Hello, First Time buyer. We have just had the Survey Valuation on the property we are buying. The house is a grade II building and is very old. Everything came back positive apart from the following: "There is evidence of dampness to basement floor walls and timbers in contact may be defective. You should instruct a damp…
