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Converting 'granny annexe' to leasehold
Hi. Have just converted part of our house to a self-contained annexe for an elderly relative who needs assistance due to eye problems. This is an attached extension (2 down, 2 up at the side of our property). In order to giver her some legal protection over the property (eg if we became bankrupt and were forced to sell our…
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Deliberate delay of sale to obtain pension credit
Delaying a sale deliberately in order to receive benefits - fraud or deprivation of capital? Or operating just within the law? 2 joint owners have agreed to sell a property (owned under joint ownership). One of the owners receives pension credit, and they are suggesting that the other owner agrees to delay the sale until…
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Ascot good for families?
Thinking of buying a house in Ascot We like the area, but does anyone know if it's a good area for young families? Looking to live in a house long term so would also need to be good for older children/teenagers Thank you
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Draft contract query
Hi all, Bit of background, we had a offer accepted for flat on 15th June. (chain free) Full mortgage application submitted 19th June After a few valuation delays valuation was done on 27th July mortgage offer issued 31st July. I spoke to my solicitor on Monday who said that he cannot begin anything until he receives a…
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I can't rent my house- can I? Any advice please!!
I bought my first house using help to buy one year ago. I got a mortgage at a reasonable rate over 32 years which meant I could afford the monthly repayments. All was well until my health deteriorated and I had to leave my job for a much lower paying role (I love my new job though and it should lead on to much better pay…
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Reclaiming a tenant bond via court
I am a landlord. My tenants rented my property for 2 years in which time they operated a pet sitting service (unauthorised) and caused lots of damage to my property as well as stealing items and ripping up the entire carpets replacing with cheap torn Lino and frayed carpets a completely different colour to original. I…
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Seller has lied on Law Societies Property Information Form (TA6)
I'm looking for advice, we are due to exchange today/tomorrow on a property. We found out last night that the seller has been involved in a long running dispute with the property next door over planning permission which was granted back in 2001. The reason for the dispute is only the foundations were laid in 2001 and our…
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Exchanged contracts, can I start spending?
Hi, I have today exchanged contract on a new build house. This has been a long drawn out process. We waited 12 months to sell our old house, then with a lot of effort we sorted out our finances and credit scores, then finally got a mortgage agreed in principle. We paid a reservation fee, got the mortgage offer agreed, then…
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Change ownership
I own my house outright. I’d like to put my partner on the deeds so we are both tenants in common. How would I go about this? Would there be any stamp duty to pay? Thanks in advance for any advice
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Putting pressure on buyer - what's reasonable? (and other random question)
We have sold to first time buyers and we are buying a new build so need to exchange contracts quickly. They have applied for mortgage and have solicitors so we are waiting for a valuation/ survey date. My question is really that I am going to have to keep the pressure on them to make sure we can make our exchange date with…
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Too many bedrooms?
We are looking to buy a seaside property and have noticed how many houses there are for sale with 5 or more bedrooms, perhaps ex b&b. There are only the two of us but we will have regular visits from family and friends so are looking to buy either a four bedroom house or a three bedroom with an extra reception that could…
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Next steps after offer accepted
So I just put in my offer which has been accepted by the seller for 270k.! Next step is to line up the solicitors for the sales agreements to go out.! I'm also meeting with the seller to clarify the things he is leaving behind. My main question pertains to the mortgage and finding the best rate.! Partner and I (to go into…
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Next door selling, Ongoing dispute.
We have had a dispute for years with next-door regarding a dividing wall on the boundary line (The T on the deeds says its mine) Many years ago the previous owner of next door planted a tree which is now pushing the wall over. They have said many times verbally and with letters its not there problem! The wall is very…
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Deposit Issues/Landlord entering without permission
I think my landlord has entered my property without my permission on several occasions and this has made me feel very uncomfortable. I think this because I have a coin meter for my electric, it doesn't seem to read the amount of coins entered well but it says not to exceed 80 coins. I have been in this property over 7…
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HA Possession Claim Withdrawn
A friend owed rent arrears on a HA property. Arrears were paid off but the HA claimed they had already submitted a possession claim to the county court hours before he contacted the HA to clear the rent arrears and charged an extra £250 to the rent account for this. The court papers duly arrived dated the same date as the…
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New build shared area mis sold?
Hi, I bought a new build property off plan just over a year ago. Ours was one on the first houses to be built on the estate, and part of the appeal was the (still under construction at the time) 'village green' area that was to be built at the heart of the new development. The work on the 'green is now complete, but it…
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Registering property for first time - search?
I'm awaiting probate for my late Mother's estate - I am executor and sole beneficiary. I plan to put the house on the market as soon as possible. It is currently unregistered, and there seems to be a mix of opinions as to whether I should register it prior to sale (pro: may be easier to sell, con: time to register may…
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Local authority searches
I'm in the process of buying a house and the local searches have brought up that a bay window was underpinned. The house is a ground floor flat in a two-storey block of 4 flats. The ground floors have bay windows. The previous owners and their solicitor know nothing of underpinning, so I went to speak with the neighbours.…
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PRC repair ?
Has anyone an idea of a Typical cost of an ex council 3 bed semi ?? To re-brick it up ? Many thanks
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Buying House from vendor who has previously half owned property
Hi All, Has anyone been in the situation where a vendor has owned the property solely for a few months but previously owned 50/50 with a parent? The parent has transferred the other half to her? Halifax withdrew my mortgage offer but are now reconsidering as they failed to take into account that the current owner has owned…
