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Tenancy Deposit Scheme
Hi I have been renting privately with my landlord for 5 and a half years. 2 years in a previous property (A) and 3.5 years in our currently property (B). In Property A our deposit was protected as it should have been but when we moved home into Property B we never received a new certificate. I noticed this last week and…
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Post sale agreed viewings of rental property
Hi, We have allowed viewings to our rented house and a sale has been agreed on the property. However we are now being asked to allow the purchaser to have access to measure up the rooms, windows etc. As we are in the process of packing (moving in less than 2 weeks) this is real inconvenience, do we have to agree to this?…
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leaving tenancy agreement early
Hi all, In Jan we signed a new tenancy agreement to take us up to the 4th of July but we now wish to give notice (6 weeks) to end the agreement on the 6th of May (2 months early). I won't bore you with all the details, the short version is a house we wanted to buy was snapped up by someone else so we signed a new agreement…
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Buy to Let
I am thinking of buying a flat to let out with some money I have inherited. Have no experience of this and could do with some advice...I would use a letting agent..what would be reasonable cost for this? And what advice should I take looking for a reputable agent? apart from Tax is there anything else I need to think…
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All of Deposit Coming From One Half of a Couple. Contract Options?
Hi, Im just looking at what options we will have at the point we sign the contract for our new house in terms of noting who is eligible for what should it ever come down to it. Basically, one of us has put the £35k deposit down but will be both splitting monthly payments. I know that when we sign we have the option to just…
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help! complicated mortgage/transfer of equity/CGT issues!
I live in a flat bought in 1994 with my sister, the mortgage was in her name as I was overseas. Initially she lived here as I was abroad. Then when I returned to UK, I moved in and she moved out. The mortgage was still in her name and we applied for Transfer of Equity, but by that time the flats were in a Leasehold…
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Buying a house with Woodworm
Hi Recently been looking about for my first pad, and where I live rarely do houses with what I want (Nice area rural etc.) come up in a comfortable price range, however recently just seen a semi-detached house came on the market in a perfect area so I went and see in it. House is occupied by an elderly widow who is looking…
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Buy-to-let. Does this sound like a plan?
After a lot of hunting about, I can't seem to find an answer, so I'll ask the good people from here. I have £270k (inheritance), and I have decided that BTL is probably the best idea, after asking various people. I have land lord experience, as rented out rooms in my house for last 10 years. So here's the plan: Invest in 2…
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Help with new Build
Hi, first time poster here... My girlfriend and I have just paid our reservation fee on our new build home (Using the Help to Buy Eq Loan Scheme) but its been just a mad rush that we haven't even discussed what the price actually includes? The original sale of this house fell through, so they offered it to us first, with…
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Renting renewal but looking to buy
Hi, We've been in our current property 16 months and have received a letter from our letting agents upping the rent and mentioning signing a new rental agreement. We are currently looking at houses in the area with the idea of buying so don't really want to be tied down to another 6 months. There aren't many houses on the…
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Homebuyers survey - prices? Go with the banks own?
Hello all I've read about the merits and downsides to this survey already. What I'd like to know is roughly how much people are paying for them, I'd be interested in one in the South Wales area. Is it better just to go with the bank or find your own surveyor? Any recommendations? Thanks
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Help to Buy with big deposit?
Hi! I'm wondering if anyone has any direct or in-direct experience of the help to buy equity loan scheme with a reasonably large deposit? Now, I know this isn't really the spirit of why the scheme is I'm place but is there any limit to the cash deposit you can put down? I can't find one mentioned anywhere? For example:…
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Council "right to buy" - funding with a friend
Hi, a good friend has the Right To Buy her council place. However, she cannot get a mortgage on the property. I am considering remortgaging my home to put the money up for her. Her discount is £100,000 I would put in the other £120,000. We we have the basis of an agreement. I would own 55% of the property. We would share…
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Opinions on this project property!
Hi guys, I've been driving around house searching today and came across this house. It's in a nice area that's within my search radius. http://www.rightmove.co.uk/property-for-sale/property-45254684.html#utm_source=sendtofriend&utm_medium=email&utm_campaign=iphoneapp2sendtofriend I'm a FTB, living with dad so was more than…
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help...info needed for tennants rights
Hi im hoping someone can help me and its a bit longwinded!! Me and my hubby have lived in a privately rented house for a year with a 6 month tenancy rolling into a monthly one. we have been to view a bigger property through an estate agent and decide we would like it . we did all the credit checks and our previous landlord…
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Renting in Cardiff
Hi all, I am hoping there might be some people living in Wales who can help me out? My partner and I are moving up to Cardiff in July, and we need to rent somewhere to live. We don't mind where, as we can always move again to an area we like when the contract is up (neither of us know Wales - We are moving up for my work).…
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Buyer delaying exchange
We are in what should be the final stages of selling our flat in a large London development. In fact we were due to complete on Friday. Over the last two weeks our buyers solicitor said she could not recommend our buyers proceed until further queries regarding planning issues were addressed. There was a lot of…
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right to buy mortgages
I am just starting the process of buying my council house and was hoping for a bit of advice. Should we use a broker or just apply to our bank directly, we are with barclays and I know their woolwich mortgages do right to buy. What are the benefits/disadvantages of using a broker? We are very nervous and excited so any…
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How accurate have you found part exchange desktop valuations?
Just had our figure come back and it seems a little low, they're proceeding with the full valuations where we have three visits. Has anyone found the first figure to be quite close to what you were offered in the end? Many thanks, Louise
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What can you do with a £1.5 million refurb?
Run-down flat in need of complete refurbishment with just 12 years on the lease goes on the market for £1.9million - Grosvenor Square, London http://www.dailymail.co.uk/news/article-2587231/Run-flat-need-complete-refurbishment-just-12-years-lease-goes-market-1-9million.html#comments Lease needs to be renewed, which the…
