-
Upgrade or leave it?
Hi, I will be selling my house this summer and have not done this before. I am in Scotland and need to get this home report done. I am trying to figure out if I should upgrade my electric fuse box or just leave it? It's going to cost me around £580+ to get a new style fuse (trip switch) box installed and get all my…
-
Buyers survey
I have just had a survey done on a house I wish to purchase. We have an offer accepted but there are many structural issues that the survey has picked up. The vendor has agreed to get the roof and other contractors in to look at the issues. The estate agent keeps asking for the survey report as they don't believe me when I…
-
Getting frustrated with buying
Probably more of a vent than a question, but I'm getting pretty fed up with the buying process. I'm looking to buy a nice house, but we originally wanted to move during the easter holidays, well we're mostly done on the buying process, we're just waiting for a few enquiries to come back from the seller. However I found out…
-
Separated from partner, can I get my deposit back?
Right, here goes. Myself and partner have split up and are discussing what to do with our house which we own 50/50. We have owned the house for almost 5 years and I paid the full 10% deposit of £13,750. She wants to take the house on her own, which I have agreed with as long as I get my £13,750 back plus half of what I…
-
First time buyer - stamp duty question
Hi, I'm a first time buyer with a LTV 70% purchasing a house that is valued at £140,000 I have been discussing with the person who I am purchasing the property from selling the house for £124,999 to potentially avoid stamp duty etc i.e. buying the house for £124,999 and £10,000 for furniture. I'm looking for some advice…
-
No planning permission for rented flat
Hello, me again I'm afraid! Had a letter in the post yesterday from the council telling me that there is a proposed development that may affect my property, namely that it is going to have a change of use into flats. This comes as a surprise give that I've been living in this block for a year and a half now. Looking at the…
-
Extending property with an Agricultural Occupancy Condition
Hello I am looking for a bit of advice. We are hoping to extend our little bungalow into a more modern, larger property (It was built in 1960 as is quite small). The property is subject to an Agricultural Occupancy Condition(AOC). We comply with the condition as my husband is a farmer. However we requested some pre…
-
Massive Vendor Problems.
My 78 year old Mum decided it was better to sell her home and buy the leasehold on an apartment in a sheltered housing block. We managed to get a buyer for her house within 3 days of it going onto the market and put in an offer on a 1 bedroom apartment on July 27th 2013. All the usual legalities on her buyers side and hers…
-
Conveyancing recommendation help!
We've just had an offer accepted on a house we want to purchase and we need a conveyancer. Our priority is speed and responsiveness but the firms we have quotes from seem to have awful reviews recently, e.g. Birchall Blackburn Law, Premier Property Lawyers. Others seem to be on the cheaper side but I can't seem to find…
-
Urgent Advice Needed - Landlord want to sell property mid contract
Hi All, A few weeks back I received a call from the lettings agents suggesting landlord wants to sell the property we are in, he wont kick us out mid contact and we would have 1st refusal. I explained we were not in a position yet (my GF has just finished work and due a child this on 27th March). But will consider towards…
-
Survey :(
Hello All, We sold our maisonette for £195,000 to FTB and they have just been given result of the survey which values at £180,000. Where should we go from here? The property adjacent to us also sold theres on the same day for £200,000 and other flats/maisonettes are going for slightly less than £195,000 but smaller and…
-
Does lender see results of conveyancing searches?
I've had some good advice about my property purchase so far here, so hopefully you can help me again! Will our mortgage lender see the results of the various searches on the house we're buying? We paid for the compulsory searches but also an additional environmental flood risk search as the house is near a canal. This came…
-
Lovely landlady is selling the house :-(
We've lived in the house since Oct 2012. Landlady was travelling & we dealt with an agency. She came back and said she didn't want to live in the house (bad memories, I think). She has also (twice) told the agency not to put the rent up. She came round at the weekend and told us she was going to sell, trying to find…
-
Moving in with a partner - Renting
My gf is currently renting a house. The plan was for me to move in with her during the summer. Today the question was asked of the letting agents to see what they said. They said I would need to be added to the tenancy agreement (£50 +VAT) and referenced (£155 +VAT). While I accept this, will the fact that I have defaults…
-
Landlord Selling Home. Need some advice.
I have an issue. We rented a house from our landlord knowing that she was selling the house, but we were told that the sale could be a long way off as it's been on the market for 2 years and nobody has viewed it. I was fine with this. She gave us a 6 month contract, and said after the 6 months is up it will roll into a…
-
Capital gains on selling private property
Hi there We rented out our house two years ago and we are currently living in my parents' annexe but paying them a small rent. We have unsecured debts of £60000 and our business is struggling. We are thinking of selling our house to pay off debts but continue to live with my parents until we are financially secured so we…
-
Help to Buy Advice
Good Afternoon, We are looking to buy a new property in England using the Help To Buy scheme (Equity Loan). We have looked at a number of developments and have come across a house that we want to buy. I didn't initially tell the building co we were looking to use the help to buy scheme and they were very forthcoming about…
-
The renting game... Can I play?
Hi all, I work in the local pub and there are some changes coming up... There will be an opportunity for me and my family to live above the pub, and for me to be salaried (I'm currently on the dreaded zero hours contract and doing 30+hrs a week). The job is going to be officially advertised but it's pretty much in the bag.…
-
Renting out mother's house
My mother went into a nursing home 2 years ago, leaving her house near the North Wales coast empty. I've made inquiries with several agents about renting it out. They all wanted a lot of improvements made before they'd consider it. To rent it out as a family home, most said it needed about £5k of work. To rent it out as a…
-
Sale by tender
Has anyone noticed the worrying trend in London of houses being offered as sale by tender? I have been trying to buy through one estate agent which has pretty much moved to this way of selling. But I've had to stop using them as it just seems a cynical way of charging the buyer a lot to purchase a property. Sale by…