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Compromise - but on what?
It seems as if we are rapidly being priced out of the area we want to buy in. We are going to have to be less fussy but not sure how. I am thinking either: we change area, buy something with fewer bedrooms, or something not to our taste (e.g. newer build with smaller overall rooms) We originally were planning to stay in a…
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Outstanding service charge
Hi all, Not sure if the right section but basically looking for some help as we have received a demand from are service management property on the flat we own. Basically we have been a bit stupid and not paid it for a few years and now they want it back. We owe the 3 years ground rent plus 2 years service charge. They will…
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Neighbours Lease- converted house
Hi I was just wondering if you own a flat in a converted house of two flats do you have a right to see the Lease belonging to the other flat? By which I mean the agreement they entered into concerning maintenance, upkeep, rights of land etc? How could this Lease be accessed? Thanks
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daft lease extension cost question! help!
Hi You would think I should know the answer to this question...and sorry if I am asking in the wrong place too.... its not like I havent asked the guy who has done all the negotiating for my lease extension... cos i have... but it STILL didn't make any sense to me... please help.. if you can... so .. I have today agreed…
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How best to re-align our boundary legally.
Years ago the previous owners of our house bought some land from the property next door. When the new boundary was fenced it left the drainage pipes that form the outfall from our neighbour's septic tank cutting across the corner of our garden. Although there is a covenant allowing them access to the pipes, neither of us…
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Cracked ceiling - asbestos
Buying a 1920's terrace. Owners had lived there for 40 years before renting out for two years then now selling. Tenants dropped something in the loft cracking the ceiling below, we noticed when we looked round, so knew the ceiling would need fixing. Have agreed on a price, but we're going to get all the repair work done,…
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government grants for home insulation
I seem to remember that George Osbourne announced at the end of last year, plans to give up to 1000 to new homebuyers to put towards energy saving measures Has thinks announcement actually been put into practice or does anyone know if there is a timeline for it to be rolled out?
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S21 - Moving Out Obligations
Hi all, We have recently received a S21 notice from our landlord as he wants to move back into the property himself. The letting agent are completely useless and so I want to make sure I have straight in my head what I do/don't have to do before we move out. If you are interested in seeing it, a copy of the letter is here.…
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1st time buyer- buy to let just to get foot on ladder?
Hi there, My boyfriend and I are saving for a deposit. We live in London. We cannot afford to buy where we live currently- we would have to move much further out, which we really don't want to do at present. So we are waiting and waiting until we can maybe eventually save enough to buy in an area we would like to live. A…
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Mortgage charge for letting
We have moved and currently rent the property we live in but will still own our old house. So not to fall of the housing ladder, we decided to let our old house to cover the cost of the mortgage. Our Mortgage provider has decided that we should pay and extra 1% on our mortgage as we are letting the property, this has left…
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How to stop being guzumped again?
Hey my retiring parents have just been guzumped on a property they are downsizing too. The estate agent says another offer has come in but won't confirm how much and says if they don't pay another £15k then they will lose the property. Is there any way to find out if it's a real offer or if the estate agent is just pushing…
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Over Valued House
Hello I recently saw a terraced house in in Nottingham . The price seemed good at 69,950 because in this area of Nottingham its normal prices I put in a bid of 58,000 and this was rejected and told seller refuses to go below 64,000. I then saw that 3 house on the same post code were sold for 48,000, 48,000 and 50,000. and…
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Landlord has given negative reference - preventing house move
[EDIT] Thanks to all who replied! I will pass your advice on to my sister.
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Auction Pack
I purchased a house 6 years ago which had not sold at auction. An auction pack had been prepared by the same solicitors I used for conveyancing. Should I have been given this pack upon completion? Another point... as they completed and were paid for all searches etc necessary for the auction sale, why did I have to pay for…
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Freehold title help
We purchased a new build property in 2008 which was a leasehold house (bad idea both on the timing and the leasehold we know, but live and learn) and last year purchased the freehold. We have since sold (or are at least in the process of selling), but are being held up by a restriction on the freehold -my solicitor is…
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Written offer
Hi, Looking for some advice... Possibly making a written offer on a house soon. Should I ask to see the letter that the solicitor sends out before it goes?
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Buidings Insurance -Leasehold flat, leasholder ringing me ??
Hi All Just completed on flat and had a phone call 3 days later stating can i ring the leaseholder re Buildings Insurance. It is a basic house converted into two flats, i know own both with this recent purchase. The recent purchase it the downstairs flat which needs a LOT of remedial work (past owners were a property…
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Landlord issue - suddenly wants to charge us for cleaning
Hi, We've been having some issues with our landlord recently and he seems to have decided to declare all-out war on us. Myself and my partner live in a one-bedroomed flat on the ground floor of a converted terraced house. There is another flat upstairs in which three people live. We get on well with them. We share a…
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renting out my property
i have been renting out my property for a few months and haven't had any problems, but i have recently learned that i should have got permission from the mortgage company and also the freehold manager. my tenants are friends of friends and they are happy as things are, i haven't asked them to sign anything, we just agreed…
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Next door's roof
As part of what seems like a never ending quest to find a house that I can afford to buy, I am going to look at an inner terrace. It is clearly in need of work, can't be sure how much till I see it. What is bothering me is that even from the ea pictures I can see that ridge tiles are missing from next door's roof. Must…
