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Repossession of property
Hello All I'm new to all this(..to the point of having to check the spelling of "repossession")..so thanks for replies in advance and apols for any obvious ineptness. I rented out my flat a couple of years back in order to undertake a University course elsewhere. I went down the "Guaranteed Rent" route with a local Letting…
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Finding property in need of TLC ?
Hi Folks, I only every use rightmove for property searches, but what I am really looking for is a site I can search properties that are in need of some TLC, room for extension, refurbishment etc etc... not looking for fully finished houses. Not sure if can use rightmove to look for such a search, or if there are any other…
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Building Regulations not signed off
Hi, I brought a flat in a purpose build block brand new from Persimmons, there are 7 other flats in the block. I purchased it 2.5 years ago, went through local solicitors and done everything above board etc. Now I am in the final stages of selling it, the buyers solicitors have asked Persimmons for the Building Regulations…
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Local House Move Local Searches or Indemnity
I'm moving house just 0.5 miles away. That's the same village, same council, same water company etc. I'm wondering about asking my conveyancing solictor to arrange indemnity insurance instead of conducting local searches (especially local authority searches) - which would otherwise cost £250. That's on the basis that I…
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Tenants want to stay till house is sold. Advice please
Just wondered if anyone could give advice on this situation. We let our property through an agent, tenants are on a periodic tenancy after an initial AST for six months. They have been there for just over 2 years now. We asked the agent to give notice on Feb 1st so we could market the property in April. This is the message…
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FTB House Offer Advice
Hello My wife and I are currently looking to purchase our first house, we've looked around and found a few properties we have liked, and decided to make an offer on one of these. Its a 4 bed detached house currently listed at £240,000 and has been on the market for just shy of a year now. We submitted an initial offer of…
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How do I find out how much was paid for a property?
I would like to find out how much was paid for freehold commercial property around 10 years ago. It would also be very useful to find out what has happened to commercial land values in that area since the property was purchased. In case someone mentions it I have consulted quite a few estate agents about valuing this piece…
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Selling the house after a relationship split
Hi, I am not sure if this is the right thread to be posting on, but I am after some advice for selling the house. My husband and I split up at the beginning of last year and he moved out, as I was able to cover the mortgage and bills. He is still named on the mortgage. At the end of last year, we agreed to move my 4yo's…
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Paying rent on the 1st.
Hello all. A quick question if I may: My direct debit to my landlord is on the 1st of each month, but sometimes like this month and next month will mean that the 1st is on a weekend which means that the money won't go out until the next working day with all my other bills. (All my bills go out on the 1st) Are landlords…
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Solicitor wants paying for underquoting over 1 yr ago!
Just got a letter from solicitor I used for conveyancing that finished 15 mths ago. In the letter hesays it has come to light he made a mistake about the Land Registry fee and that this should have been £80 not £50 so he wants the £30 difference. I paid what I thought would be the final a/c 15 mths ago, do I have to pay?
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Mortgage advice without Consent to Let
Hi there, I have read through many posts in reference to my current situation. I understand about consent to let, mortgage contract violations and the Tax Man. As with many other people I have found myself in an unfortunate position, I would otherwise be on top of and be doing all by the book. I was made redundant and…
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Buying Parents Property
Looking for some help please. My dad passed away in 2012 and I moved into my Parents house with Husband and kids to support mum as she did not want to sell house and could not afford to stay here on her own. It was also my dads wish that I move back home to support mum and have the grandchildren around her. Now what the…
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Tenants with a dog.
Hypothetical question. If someone with a dog wanted to sign a tenancy agreement, are there any special measures you should take/ ask for to ensure the tenancy runs smoothly? eg a larger deposit, agreeing specifics like professional carpet cleaning at the end of the tenancy etc. Any pitfalls to be aware of - like noise…
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Advice re paying chunk off mortgage
Hi, Hope someone can help. I bought a buy to let flat in around 2006. The mortgage now stands at about £118,000 and it has a good low interest rate of 2.45%, making monthly repayments about £220. I could now afford to pay off £10K, with possibly another £10K in the middle of the year. I don't know if it would be…
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To buy an apartment in manchester help?!
Hi, myself and girlfriend are looking to buy the apartment we are currently in. I am waiting on a offer, i feel its going to be around the 111k mark. We will have around 20k savings by april (end of rental agreement) We was going to save for another year and buy a house but i thought instead of have dead money on rent why…
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Live in landlord with three lodgers
Hello, thank you for taking the time for reading my post. I am unsure what insurance policy I require. I currently live in the property and have three lodgers I need a policy to cover my personal contents and building insurance. thank you in advance.
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need advice on concrete built house
We've viewed a house yesterday in Cardiff and we were told the house was built from poured concrete, and not pre fabricated, not sure if it has steel in it. The house was built on 1920's and was not an ex-council house. We like the house and we are thinking of buying it. We are a bit worried though as a lot of people are…
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Leaseholder responsible for arranging building insurance -problematic?
I’m thinking of buying a leasehold flat (house conversion). I have been informed by the seller that I will be responsible for arranging for the building insurance. Shouldn’t this be the responsibility of the management company or the freeholder and the leaseholder pays a share of the costs in the form of service charge?…
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Ghostbusters
Please take this as a serious question !! We are landlords in a property where there is rumoured to be a 'ghost'. it is a older building split into apartments. One of the long standing residents says there definately is a presence in the building. Our tenant has grasped on to this and is apparently 'uncomfortable' and may…
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letting agent feel like they are trying to out me
Not sure where to begin with this, but I am at my wits end, worried sick. I suffer depression with a history of suicide attempts, everything going on is seriously effecting my ability to keep my head above water. I am in private rented accommodation through a letting agent. My tenancy started in Feb 2011, I paid a month in…
